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Huaren
等级大校
威望13
贴子11089
魅力18211
注册时间2005-02-09

deepred

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这种情况下修车多少钱,要报保险公司么?

1908

10

2005-06-11 21:28:00

在小区开车的时候边找人边开,没注意到前面,擦到一堆建筑材料上。左侧前灯所在的那块车皮凹进去好几块,新车,比较心疼。买的是全保,要报保险公司么?这种情况下能修么,是不是得把那块车皮都换掉,得多少钱啊?谢谢大家。

[此贴子已经被作者于2005-6-11 21:28:28编辑过]

Huaren
等级大校
威望13
贴子11089
魅力18211
注册时间2005-02-09

deepred

只看楼主

2005-06-11 21:45:00

没人回复我么


如果不报保险公司的话,那买不买全保有什么用呢?我一直想不明白...


再说保险公司能看出是别人撞我,还是我自己的原因?

Huaren
等级下士
威望--
贴子673
魅力1742
注册时间2002-12-30

sifone

只看他

2005-06-11 22:13:00

I would suggest you to get an estimate for the damage repairment and
keep the report. If it's higher than your collision deductible quite a
lot, if I were you, I would call my insurance company. Since you have
collision coverage, your insurance company will pay you after the
deductible no matter what. Even if you were hit by somebody else, you
could still collect the money from your own insurance company and your
company could subrogate from the at-fault party's company.





Good luck ![replyview][/replyview]
Huaren
等级大校
威望13
贴子11089
魅力18211
注册时间2005-02-09

deepred

只看楼主

2005-06-11 22:26:00

谢谢你的回复!!


在哪能拿到这种估计花多少钱的report呢,修车的地方么?我是不是把report给保险公司看,然后保险公司就会把除了deductible的钱给我?这样会不会就会记录一次accident?即使是我自己装在了墙上?

Huaren
等级上校
威望10
贴子4128
魅力5940
注册时间2003-02-01

iceox

只看他

2005-06-12 09:30:00

1, i prefer no insurance call since they would increase ur insurance if they every spend $$ on u.


2. as for the dents, there are some sort of sucking tools u can buy to take it out. if u willing to do this, i can let u know more details later before u apply it.


good luck

Huaren
等级下士
威望--
贴子673
魅力1742
注册时间2002-12-30

sifone

只看他

2005-06-12 12:39:00

well, you just go to your dealership bodyshop or any bodyshop for the
estimate, normally it's free, and you could get the report. Since it's
a new car, I would go to the dealer if I were you just for warranty
purpose. However, you will have an accident record.



[replyview][/replyview]
Huaren
等级大校
威望13
贴子11089
魅力18211
注册时间2005-02-09

deepred

只看楼主

2005-06-12 13:37:00

以下是引用sifone在2005-6-12 12:39:00的发言:
well, you just go to your dealership bodyshop or any bodyshop for the
estimate, normally it's free, and you could get the report. Since it's
a new car, I would go to the dealer if I were you just for warranty
purpose. However, you will have an accident record.




你说的去dealer那for warranty purpose是什么意思么,能具体告诉我么,dealer好像不管这些事故什么的吧
Huaren
等级大校
威望13
贴子11089
魅力18211
注册时间2005-02-09

deepred

只看楼主

2005-06-12 13:39:00

问了几个朋友,都说到修车的地方把那块车皮卸下来敲一敲就行了,是这样的么?
Huaren
等级大校
威望13
贴子11089
魅力18211
注册时间2005-02-09

deepred

只看楼主

2005-06-12 13:40:00

以下是引用iceox在2005-6-12 9:30:00的发言:

1, i prefer no insurance call since they would increase ur insurance if they every spend $$ on u.


2. as for the dents, there are some sort of sucking tools u can buy to take it out. if u willing to do this, i can let u know more details later before u apply it.


good luck



是不是全保第一次赔偿不涨保险费,有这个说法么?
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Huaren
等级贵宾大校
威望62
贴子6773
魅力18781
注册时间2003-01-14

dollhouse

只看他

2005-06-12 14:05:00

这样的情况难说不涨吧,如果是非你的责任,比如vandalism之类的,一次应该不会涨
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