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Huaren
等级中尉
威望2
贴子2120
魅力4037
注册时间2004-03-23

Happy_2004

只看楼主

请问:cancel credit card会不会影响average credit length,从而降低credit

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2005-05-06 17:02:00

请问:cancel credit card会不会影响average credit length,从而降低credit score呢?


谢谢

Huaren
等级贵宾大校
威望46
贴子8628
魅力15100
注册时间2002-10-18

hotwater

只看他

2005-05-06 17:14:00

什么意思?你自己CANCEL的还是信用卡公司给你CANCEL的?如果是因为你得PAYMENT而被取消的,很可能会影响你未来的信用。
Huaren
等级上士
威望3
贴子1291
魅力2521
注册时间2004-03-12

theOnion

只看他

2005-05-06 17:22:00

It will surely have influence on the average credit length, if you decide to cancel some of the credit cards. But the credit score is determined not only on the average credit length. Number of the standing accounts, available balance, your payment history, etc. also play big roles in your credit score. Have everything considered, I don't think closing some of the unnecessary accounts will have negative impact on the score.

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