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baobaoaoyun
马里兰的529计划?
3135
4
2015-03-28 12:05:11
问一下, MD免税是$2500 per beneficiary per account, 就是说对于四口之家,如果
夫妻两人每人给每个孩子开一个帐号,每年可以放$10,000 in total?
夫妻两人每人给每个孩子开一个帐号,每年可以放$10,000 in total?
根据他们的enrollment kit里面的解释, “Each account holder can also deduct up to $2,500 of contributions each year from Maryland income per beneficiary—$5,000 for two, $7,500 for three, etc. ” [url=http://files.collegesavingsmd.org/cspm_enrollment_kit.pdf]http://files.collegesavingsmd.org/cspm_enrollment_kit.pdf[/url] 但是没有讲married couple 是不是可以有两个帐号。
according to USnews, "The program allows annual tax deductions of up to $2,500 for both single and joint tax returns." [url=http://money.usnews.com/529s/maryland]http://money.usnews.com/529s/maryland[/url] 似乎是说, married couple 如果file joint tax, 对每个孩子就只能设立一个529帐号 (但是有两个孩子,可以给每个孩子设一个帐号)。
现在的问题是, 四口之家如果married and file jointly, 是可以最多放$5000, 还是$10,000?
不是说529账号要被收税了么, 都不敢放了。
你那里529增值好不好呢?
另外,如果你孩子529里有钱,将来大学学费会算作孩子财产吧,是不是就不给financial aid 了。
根据他们的enrollment kit里面的解释, “Each account holder can also deduct up to $2,500 of contributions each year from Maryland income per beneficiary—$5,000 for two, $7,500 for three, etc. ” [url=http://files.collegesavingsmd.org/cspm_enrollment_kit.pdf]http://files.collegesavingsmd.org/cspm_enrollment_kit.pdf[/url] 但是没有讲married couple 是不是可以有两个帐号。
according to USnews, "The program allows annual tax deductions of up to $2,500 for both single and joint tax returns." [url=http://money.usnews.com/529s/maryland]http://money.usnews.com/529s/maryland[/url] 似乎是说, married couple 如果file joint tax, 对每个孩子就只能设立一个529帐号 (但是有两个孩子,可以给每个孩子设一个帐号)。
现在的问题是, 四口之家如果married and file jointly, 是可以最多放$5000, 还是$10,000?
baobaoaoyun 发表于 3/28/2015 2:03:12 PM [url=http://forums.huaren.us/showtopic.aspx?topicid=1802647&postid=66900244#66900244][/url]
according to USnews, "The program allows annual tax deductions of up to $2,500 for both single and joint tax returns." [url=http://money.usnews.com/529s/maryland]http://money.usnews.com/529s/maryland[/url] 似乎是说, married couple 如果file joint tax, 对每个孩子就只能设立一个529帐号 (但是有两个孩子,可以给每个孩子设一个帐号)。
现在的问题是, 四口之家如果married and file jointly, 是可以最多放$5000, 还是$10,000?
baobaoaoyun 发表于 3/28/2015 2:03:12 PM [url=http://forums.huaren.us/showtopic.aspx?topicid=1802647&postid=66900244#66900244][/url]
自问自答吧。research的结果是, 四口之家,爸爸妈妈可以分别给每个娃娃房$2500, 就是免税$10000 in total.
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