为什么利息免税呢? 我只听说foreigners好象少交税

unless the money you took from china. all other income you earned in US is taxable even tho u are foreigner. bank will ask u for fill out a form.

啊,你说的这个表是什么表? 难道是我理解错了? confused!!!!!

外国学生不用交利息税

外国学生non-resident的时候没有利息税，之后要交。

开户的时候有个选项，withhold blah blah的，选了该项银行不代扣税。

As a non-resident alien, you dont have to pay interest income.

i think it is only for the interest generated from the money you took with you when you entered US. if you work on campus, and get paid, then deposit it in the bank, then you have to pay the interest. ...

I just checked the IRS pub:

1. Filing IS required by nonresident alien students and scholars who have:

A taxable scholarship or fellowship, as described in Chapter 1 of Publication 970, Tax Benefits for Education;

Income partially or totally exempt from tax under the terms of a tax treaty; and/or

Any other income, which is taxable under the Internal Revenue Code.

1. Filing IS NOT required by nonresident alien students and scholars who have income ONLY from:

Foreign sources,

Interest Income from:

1. a U.S. bank
2. a U.S. savings & loan institution
3. a U.S. credit union
4. a U.S. insurance company
5. an investment, which generates Portfolio Interest (Described in section "Exclusions From Gross Income" - "Interest Income" – "Portfolio interest" of Publication 519, U.S. Tax Guide for Aliens)

so if you only have interest income. then no need to file, hence no tax.

but if you have taxable inocme, you have to file. I am not sure whether you end up paying for the interest generated from those incomes or not.

[此贴子已经被作者于2006-4-28 23:49:30编辑过]