babyzulian
不付医疗帐单，会不会影响信用记录？(update)
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2006-05-07 16:07:00
收到医疗帐单，打算和保险公司，医院argue. 估计不会很快就能有结果。这期间我不付帐单，会不会影响信用记录啊？
好像在bbs 曾经看到，医疗帐单和普通账单不一样，不会影响信用记录，是这样的吗？
[此贴子已经被作者于2006-5-8 12:28:21编辑过]
argue 成功，还可以重新收集证据，再次申述吗？在此期间，要先付帐单吗？我怕一旦付
了账单，就很难再把钱要回来了。
还有，这种情况，可以找人帮忙吗？我买的是学校的保险，但是我也不清楚学校有没有人
专门帮学生解决保险纠纷。
school insurance好像有诸多限制，很多不能报，你建议你先把terms看清楚再argue比较有底
只要医院没把你的Bill买给讨债公司，就还OK。
Your 医疗帐单 is just kept in the hospital for about one year. if you don't pay it off within one year, the bill will transfer to the 讨债公司.
After than, you can see this bill/libility in ur credit report, and will affect your score. you can not loan any thing.
but you may consult with a finance assistant provided by the讨债公司.
but this is just some cases. you may call to hospital to ask for the detail.case is vary always.
the respond/reply from hospital may mail back to you within one month.
Your 医疗帐单 is just kept in the hospital for about one year. if you don't pay it off within one year, the bill will transfer to the 讨债公司.
After than, you can see this bill/libility in ur credit report, and will affect your score. you can not loan any thing.
but you may consult with a finance assistant provided by the讨债公司.
but this is just some cases. you may call to hospital to ask for the detail.case is vary always.
the respond/reply from hospital may mail back to you within one month.
更新一下我appeal medical bill 的进展。
终于等到星期一，可以给保险公司和医院打电话了。
保险公司说我可以要求看病的医生给他们写个详细的medical note, 说明我的情况。给我的医生发了email, 留了电话留言。下一步，等医生的回复，看看他能不能给我写medical note.
[此贴子已经被作者于2006-5-8 12:37:55编辑过]
更新一下我appeal medical bill 的进展。
终于等到星期一，可以给保险公司和医院打电话了。
保险公司说我可以要求看病的医生给他们写个详细的medical note, 说明我的情况。给我的医生发了email, 留了电话留言。下一步，等医生的回复，看看他能不能给我写medical note.
到底了
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