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Huaren
等级大校
威望38
贴子30909
魅力33151
注册时间2004-07-02

warmice

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请问这个FICA/OASDI能退一部分回来吗?

1616

3

2006-09-03 02:21:00

发现payroll单子上这个真是很大一笔数目啊,基本上是工资的6。3%, 是不是将来一分拿不回来啊?多谢大侠支点。
Huaren
等级贵宾大校
威望125
贴子23515
魅力28961
注册时间2005-08-20

heavysnow

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2006-09-03 23:39:00

那部分钱一部分是到social security里了,将来退休的时候可以拿(当然数目不是很高)。Here is the limit for 2006 for FICA and Medicare:

Medicare: unlimited

Social Security: $94,200

So the total tax rate is 7.65%, which combined with Medicare and Social Security.  The Social Security portion (OASDI) is 6.20% on earnings up to the applicable taxable maximum amount ($94,200). The Medicare portion (HI) is 1.45% on all earnings.

Huaren
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威望38
贴子30909
魅力33151
注册时间2004-07-02

warmice

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2006-09-04 11:19:00

多谢达人指点,就怕等我们养老的时候SS整个系统都倒闭了,不是说2032年就要倒闭了。政府还是劝大家自己做好养老的准备吗,

Huaren
等级贵宾大校
威望125
贴子23515
魅力28961
注册时间2005-08-20

heavysnow

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2006-09-07 23:40:00

以下是引用warmice在2006-9-4 11:19:00的发言:

多谢达人指点,就怕等我们养老的时候SS整个系统都倒闭了,不是说2032年就要倒闭了。政府还是劝大家自己做好养老的准备吗,

You are absolutely right.  According to the statement I got lately, and I quote

"Unless action is taken soon to strengthen Social Security, in just 11 years we will begin paying more in benefits than we collect in taxes.  Without changes, by 2040 the Social Security Trust Fund will be exhausted."

How scary is that.  Social Security was actually never intended to be the only source of income when we retire.  It cannot do it all.  That's why we need other savings, investments, pensions or retirement accounts (401K, etc) to make sure there will be enuf money to live comfortable when we retire.

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