REFINANCE

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威望--

贴子29

魅力49

注册时间2007-02-07

xuebei

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REFINANCE

1551

2007-02-07 20:15:00

刚买了房，利率很高，7%。想refinance, 何时开始好？ loan agent 说最好6个月后，但我们不太相信他，因为他在closing 时无故加了2000刀的费用。以前有估算的closing cost 。

一般refinance可拿到什麽利率？哪家loan company 好？

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威望--

贴子29

魅力49

注册时间2007-02-07

xuebei

只看楼主

2007-02-07 20:16:00

支持新手啊

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威望125

贴子23515

魅力28961

注册时间2005-08-20

heavysnow

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2007-02-07 20:57:00

You will have to shop around for lower loans.

7% is kinda high.

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威望--

贴子29

魅力49

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xuebei

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2007-02-07 21:33:00

thanks a lot!

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威望125

贴子23515

魅力28961

注册时间2005-08-20

heavysnow

只看他

2007-02-07 22:09:00

You are welcome. There are many sites to check for lower rates, www.bankrate.com is one of them.

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威望--

贴子29

魅力49

注册时间2007-02-07

xuebei

只看楼主

2007-02-07 22:31:00

Very useful. Thanks. Roughly looked over the website you recommended above, the rate is much much lower than the one we got. We are just greenhand at real estate. Still not sure which one loan company is more reliable with high reputation as well in the US???

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威望125

贴子23515

魅力28961

注册时间2005-08-20

heavysnow

只看他

2007-02-08 00:33:00

One example I have in mind is Wellsfargo bank.