[求助]关于F1学生储蓄的问题

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威望24

贴子15816

魅力20548

注册时间2007-04-22

lanhua

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[求助]关于F1学生储蓄的问题

1732

2007-06-05 17:54:00

请问，F1学生第一年，如果要存saving或者CD，得到的利息收入不要交税是什么意思啊？
假如说存入1000刀，年利率 4%，到期时候利息是$40，万一银行收了税，只给我$30, 我也可以把$10要回来，是么？
谢谢！

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威望1

贴子1430

魅力1805

注册时间2007-03-23

ambrossi_wxyz

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2007-06-05 18:11:00

可以，不过额外填表挺麻烦的，

如果是网上银行，开户的时候可以选择让银行扣还是自己报税

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威望3

贴子2895

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注册时间2004-11-05

smallapple

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2007-06-05 18:15:00

照理银行不应该收你的税，好像可以跟银行说不要hold tax什么的巴。

要是收了估计也可以找银行要回来...

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威望24

贴子19561

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注册时间2005-12-04

luoluow

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2007-06-05 18:21:00

usually banks don't deduct tax from your interest themselves, at least in my case. At the end of the year banks will mail you a 1099 form which indicate how much interest you earn and you will file tax according to this form. If you are a F-1, you don't need to include this as your income.

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威望24

贴子15816

魅力20548

注册时间2007-04-22

lanhua

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2007-06-05 18:59:00

谢谢！刚开了citi的网上saving，没留神是不是帮我hold tax，改天再打电话去问问
再次谢谢！

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威望3

贴子2524

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注册时间2007-05-30

HerbalTea

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2007-06-05 23:09:00

以下是引用luoluow在2007-6-5 18:21:00的发言：
usually banks don't deduct tax from your interest themselves, at least in my case. At the end of the year banks will mail you a 1099 form which indicate how much interest you earn and you will file tax according to this form. If you are a F-1, you don't need to include this as your income.

exactly