雪夭
困惑这个0APR还有相关问题
1050
12
2007-10-04 17:06:00
被discover给拒了,就申请了citi的driver edge,成功.
但偶有点困惑,这个0 APR是for balance transfer还是那种只要每个月付minimum,不用还清的0APR.
这个只给minimum的话,是不是到0APR结束的时候把钱还清了就OK了?会不会影响credit记录啊?
偶每次都还清,怕出问题.但是现在想放在ING拿利息
Citi® Driver's Edge® Options Platinum Select® MasterCard®
Earn up to 6% rebates on the purchases you make at supermarkets, drugstores and gas stations for 12 months, 3% thereafter, 1% on all other purchases and $1 for every 100 miles you drive - up to $1,000 every 12 months. Redeem rebates toward the purchase or lease of any new or used vehicle, automotive maintenance or convert rebates to ThankYouSM Points for gift cards, merchandise and services.
| Annual Fee | Standard Purchase APR |
| No Annual Fee | 13.24% Variable1 |
| Intro Purchase APR | Balance Transfer APR |
| N/A | 0.00% APR on Balance Transfers for 12 months1 |
Know the Facts
- The 0% APR does not apply to Purchases or Cash Advances
- The 0% APR may increase if you default under any cardmember agreement you have with us because you pay us late, go over your credit limit or have a returned check
- Your payments will be applied to low APR balances before higher ones
如果我理解的对的话这个是不是只针对ＢＴ是０ＡＰＲ
那个intro purchase不是０ＡＰＲ对不对？
http://www.credit-cards-resource.com/citi/drivers/?path=ceg-cdep-gls-101a1a
我随便搜了一个，这个里面介绍的是开始有12个月的0 APR on purchase的
其它的和MM理解的一样
不过要注意有BT fee的
不过MM给的这个介绍，看起来是没有0 APR on purchase/cash advance的
每个月还minimum就好了，这个一定不要忘记，要不0 APR就没了
ING的利息现在降了啊，还不如WAMU，WAMU给5% APY，还可以有free checking
看起来是没有0 APR on purchase/cash advance的
能解释一下这句话什么意思吗？谢谢
ＰＳ：我还真没注意ＢＴ fee，还好你提醒了，谢谢
看起来是没有0 APR on purchase/cash advance的
能解释一下这句话什么意思吗？谢谢
ＰＳ：我还真没注意ＢＴ fee，还好你提醒了，谢谢
哦这样啊,那其实用处不大,BT还是有fee的
偶还是老老实实给钱吧
哦这样啊,那其实用处不大,BT还是有fee的
偶还是老老实实给钱吧
哈哈,偶找找看有啥口碑不错di~~~~~~~~~~~~~
可是driver edge的第一年的6%还是很吸引我的
哈哈,偶找找看有啥口碑不错di~~~~~~~~~~~~~
可是driver edge的第一年的6%还是很吸引我的
其实CITI的这个reward还是满吸引人的，MM既然申请到了，而且平时也都是还清的，就用这个也满好的
不过我准备等CHASE FREEDOM再给$250 BONUS了，那个卡reward也不错，3％，其它给1％
到底了
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