我只知道我们家的房子是在房子的年估价上减了6000块算作自己住的补贴，等于没有……

各地方不一样？

在我们这里，专门买房子租出去，rent是cover不了morgage的。不知道你们那边怎样

这句什么意思？没看懂。

我们这里也分，有些地方就能COVER，有些就不能。跟什么房子也有关。我有个朋友早几年买的SFH，40来万，可能因为才4.几的利率，所以说RENT是赚钱的。

边上有个烂校，什么COMMUNITY COLLEGE 的东东

en, 275 is too much for renting out.

try to calculate the cash flow. I feel except in NYC,  Texas, etc, cash flow can hardly be positive.

However, if the rent can cover the interest, tax, and HOA , then it's not too bad, basically you are kind of saving the principal.

So, try to put down as little as you can, then calculate the cashflow, consider the tax deduction you can take, like interest, HOA, property tax, depreciation, you 'll have a better idea.