以下是引用lalama在2005-11-23 12:54:00的发言：
把 Debit Card使用是当 Credit Card用, 用多了应该就有记录了把.

这个不会对你的credit 有任何帮助。一定要credit card才行。

1. go to the bank you have a checking/saving account and talk to the representative to fill out an application form for credit card.

2. apply the Credit card companies which is a union of you school.(AMEX has that.)