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12
Huaren
等级中士
威望1
贴子1135
魅力2162
注册时间2004-12-26

eq

只看楼主

2006-03-09 01:57:00

FEATHER 好像很懂, 能告诉我一下哪里可以关注这些PROMOTION的信息, 是直接上CREDIT CARD的网站找吗

Huaren
等级中士
威望2
贴子902
魅力2520
注册时间2005-10-25

iamflying

只看他

2006-03-09 02:16:00

还是问问你的loan agent吧, 我记得我的agent 跟我说过好像用这种0% balance transfer will hurt your credit score. 那么以后refinance 可能会受到影响。

Huaren
等级少校
威望4
贴子3249
魅力6026
注册时间2004-11-19

feather

只看他

2006-03-09 11:24:00

以下是引用eq在2006-3-9 1:57:00的发言:

FEATHER 好像很懂, 能告诉我一下哪里可以关注这些PROMOTION的信息, 是直接上CREDIT CARD的网站找吗



because I own credit card company 30 thousand now


If you give me your email, I send send you a good promotion link

Huaren
等级少校
威望4
贴子3249
魅力6026
注册时间2004-11-19

feather

只看他

2006-03-09 11:28:00

以下是引用iamflying在2006-3-9 2:16:00的发言:

还是问问你的loan agent吧, 我记得我的agent 跟我说过好像用这种0% balance transfer will hurt your credit score. 那么以后refinance 可能会受到影响。


that's right to a certain point. If you plan to refiance, pay off all credit card before your apply.

And after you pay off, your credit card score will be higher than someone who never borrows

Huaren
等级中士
威望1
贴子1135
魅力2162
注册时间2004-12-26

eq

只看楼主

2006-03-09 16:05:00

以下是引用feather在2006-3-9 11:24:00的发言:



because I own credit card company 30 thousand now


If you give me your email, I send send you a good promotion link



mm i send you message of my e-mail lah

Huaren
等级中士
威望1
贴子1135
魅力2162
注册时间2004-12-26

eq

只看楼主

2006-03-09 16:15:00

btw, how ofter do you do re-finance? like ours, it is 3y fix and 30 pay off. can we re-finance in 3 years? if not, it is pretty long enough to pay off little debts.
Huaren
等级少校
威望4
贴子3249
魅力6026
注册时间2004-11-19

feather

只看他

2006-03-09 17:37:00

you can refinance as often as you want and the rate can save you money.


I know a couple refinance 5 times during 2003 when rate was keeping going down.

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