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Huaren
等级上士
威望1
贴子1432
魅力1895
注册时间2005-10-25

caroline98765

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买roth ira 都交什么手续费了?

1953

6

2006-03-16 19:09:00

想买roth ira, 但不知道银行或金融机构会手什么手续费? 知道的MM,能说说吗?
Huaren
等级中士
威望2
贴子902
魅力2520
注册时间2005-10-25

iamflying

只看他

2006-03-16 19:13:00

一般的online broker好像都不要手续费,取出来的时候才要

Huaren
等级上士
威望1
贴子1432
魅力1895
注册时间2005-10-25

caroline98765

只看楼主

2006-03-16 19:29:00

以下是引用iamflying在2006-3-16 19:13:00的发言:

一般的online broker好像都不要手续费,取出来的时候才要


取出来要交%的手续费呢?是根据earning的百分比来交的吗?

Huaren
等级中士
威望2
贴子902
魅力2520
注册时间2005-10-25

iamflying

只看他

2006-03-16 19:36:00

some account closure fee usually, <$100, not %

Huaren
等级上士
威望1
贴子1432
魅力1895
注册时间2005-10-25

caroline98765

只看楼主

2006-03-16 19:41:00

以下是引用iamflying在2006-3-16 19:36:00的发言:

some account closure fee usually, <$100, not %


才100元吗?那是不是还有别的费用啊?难道N年后,银行就赚100块?

Huaren
等级三等兵
威望--
贴子67
魅力163
注册时间2003-04-22

zhangyc

只看他

2006-03-16 19:46:00

You can find such information in the broker's webpage. For example, if you want to open a ROTH IRA account in vanguard, you can find information at


https://flagship2.vanguard.com/VGApp/hnw/content/AccountServ/Retirement/ATSRothIRAOverviewContent.jsp


Account fees and minimums »



  • For most Vanguard funds, a minimum initial investment of $3,000 per fund to open a Roth IRA.
  • No enrollment, transfer, or advisor fees.
  • Low expense ratios that vary by fund.
  • $10 annual custodial fee on each fund in your Roth IRA with a balance of less than $5,000.

If you know the symbol if the fund you want to invest, you can also check in morningstar.com. It covers many brokers.

Huaren
等级中士
威望2
贴子902
魅力2520
注册时间2005-10-25

iamflying

只看他

2006-03-16 20:10:00

the answer above on 6th floor is more complete. here i make some additions to my previous post


1. open account - usually free (this is what i meant earlier)


2. trading fund / stock - depends on the broker commission schedule


3. yearly maintainance fee - depends on the broker service charge schedule


4. account closure fee - usually some charge, check the brokder service charge schedule

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