I do not expect appreciation from the house - though data shows avaeragely there is 5% of increase in this county.
~10% return is better than i-bond...not to mention that eventually you'll own the home that others pay for you.
Reselling is not hard, as long as you ask for fair market value.
I do not expect appreciation from the house - though data shows avaeragely there is 5% of increase in this county.
~10% return is better than i-bond...not to mention that eventually you'll own the home that others pay for you.
thats true. why you do not expect appreciation from the house? it appears the housing market is still hot, even though some cities show cooling trend.
There is one word for your strategy: "leverage".
I don't like take the risk, just want to know how to obtain life-time 1.99 APR for 25k. Too good to be true. If I have such a card, I can earn risk-free money by buying I-bond.
I want to know too. I will put a lot of money in CD to say the least.
So it is you? You are such a good investor with good business sense. Admire
首先很负责任地告诉你，“Crdit card life 1.99% 25K”是绝对不可能的。
如果真有这等好事，年回收率10+%算什么？ 你1.99%借出来，3.80%存到ING Direct，举手之劳，自己一分钱不用出，回报率岂不是无穷大？还买什么房子？
笑死。
恩。。。楼上的同学，我就有这种CC。
只要是拥有长期很高的信用记录的同学，大部分都会被offer这样的cc的。
只要是拥有长期很高的信用记录的同学，大部分都会被offer这样的cc的。
I never heard of it and really doubt it: it is easy to get a 0% APR for a period time as "teaser", but definitely not LIFETIME. Otherwise, the bank is sure to lose money, without any chance to profit. (the bank gives you a teaser rate, only to hope you will carry a balance beyond the teaser period -- that is when the bank profits)
Or, the LIFETIME has some special meaning, read the fine prints.
楼主mm，我很佩服你的理财观念。
看到mm的投资案例有些动心，因为我住在上州，罗城那一带也常去的。想诚心请教mm几个问题：
mm的投资是在罗城downtown吧。
1）我对那儿的治安有很大的顾虑的；
2）mm的房子主要是租给学生的吗？可是周围学校有20分钟车程，房子容易租出去吗？
3）我自己算计了一下。房屋刚买到的时候修理费，mm有没有把这项支出算进去呢？比如稍微condition不好的房屋买了几年就要考虑换roof，那样的话，一万多刀就没了阿。。。
原地蹲着等待mm回答。
You never heard of it doesn't mean it doesn't exist. Everybody get to learn something new.
0% APR is a teaser, but credit company do offer life time low interest balance transfer rate between 1.99% to 5.00% to card users with very good credits (760+) and very active credit history (people who use their cards for over $50000 to $100000 purchases a year).
Yes banks do make money in this way, because they get your balance transfered and you owe them money with an interest rate. As you can see, banks earn the inerest from you right? There's also something i should mention, if you exceed your credit limit or are late with a payment, you are gonna lose this promotional rate.
[此贴子已经被作者于2006-4-14 21:16:42编辑过]
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