i used a few times so that I have more cash on hand to do other things. forgot once to pay minimum, then all kinds of mess. i spend totally probably 30-40 hours on the phone with the credit card company to negociate down the late pay fee and interest charge.
Am I going to do it again? unless i am really tight in cash, probably not. it is so easy to forget to pay or pay late, and then they started to charge you interest, and you do not even notice it until you go to the last page of the statement. then a few month interests charge build up, it is so hard to get rid of it. I did successfully, but I don't think it worth the time and energy to do it again. I sharpened my negociation skill with them tho. that's the plus.
四面体,我把这有纪念意义的6996贴留在你的帖子里了,好么?
i used a few times so that I have more cash on hand to do other things. forgot once to pay minimum, then all kinds of mess. i spend totally probably 30-40 hours on the phone with the credit card company to negociate down the late pay fee and interest charge.
Am I going to do it again? unless i am really tight in cash, probably not. it is so easy to forget to pay or pay late, and then they started to charge you interest, and you do not even notice it until you go to the last page of the statement. then a few month interests charge build up, it is so hard to get rid of it. I did successfully, but I don't think it worth the time and energy to do it again. I sharpened my negociation skill with them tho. that's the plus.
四面体，你想申请哪个卡啊，CHASE的吗？
[此贴子已经被作者于2006-5-10 0:35:24编辑过]
lz mm设个auto pay就行了~~~
每个月我都用BOA提供的电子帐单服务付帐，收到帐单之后自动生成schedule并在截止日期前最后一个工作日自动付帐，哪天该付多少钱清清楚楚，不会弄错。
lz mm设个auto pay就行了~~~
到底了
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