one word:

ASAP

without credit history, it's harder for you to do a lot of things

这几天华人好慢啊

谢谢四面体，我的牙还好，估计要被领着去看牙了，害怕

是有这么一说

我们当时申请的是BOA的CHECKING和VISA，没有遇上这些问题，它家貌似不是特别的在意是不是公民的，也有可能是因为申请的学生账户的缘故。但是有的银行很看重，后来再申请，有的时候就说自己是PR了，不过也没有人调查过什么

以下是引用tetrahedral在2006-5-21 16:12:00的发言：

 

      不怕不怕，看好了就可以接着吃好东西了。

恩呢，想着有机会回国把牙拔了去了，后悔以前没有勇气去拔

今天无意中看到了一些有用的信息,COPY过来给LZMM作为参考吧

Apply first at the bank or credit union where you have a checking or savings account. As long as you're employed full-time and haven't bounced any checks, your bank will probably be willing to issue you a card with a low credit limit -- say, $200 -- and gradually ratchet up that limit if you pay your bills on time. The longer you've lived at your current address or worked for the same employer, the safer a risk you are.

If your bank isn't willing to issue you a card right away, you can build a credit history over several months with a department-store or gasoline card (both of which are easier to get) or even with a small bank loan, as long as your payments are reported to the credit bureaus.

Don't shop for several cards at the same time. That mistake -- called shotgunning your credit -- is sure to sabotage your chances.