JOYY,你开的是哪个SAVING账户,regular的还是keep the change那个?
晕,regular啦
keep the change不是account类型,是一个program,什么saving都可以吧
所以我的帐户是regular savings w/ 'keep the change'
不过那个keep the change没什么意思啊,除非像有的人真的有功夫把match的$250都拿到
我试过一次,用check card买东西$8.1,在我的checking上收了$9,其中$0.9转到savings,至今还没看到传说中要给我match的9毛钱呢
有了限制就不能随便用里边的钱,银行才能拿去投资钱生钱,所以才会给储户比较高的利息吧
CD限制更厉害,所以一般利息更高啊
checking的钱用户随便用,所以一般没有利息
我是这么理解的
晕,regular啦
keep the change不是account类型,是一个program,什么saving都可以吧
所以我的帐户是regular savings w/ 'keep the change'
不过那个keep the change没什么意思啊,除非像有的人真的有功夫把match的$250都拿到
我试过一次,用check card买东西$8.1,在我的checking上收了$9,其中$0.9转到savings,至今还没看到传说中要给我match的9毛钱呢
我又土人了
其实开始觉得那个keep the change满诱人的,不过要用DEBIT CARD消费,总觉得不如信用卡来的安全
你说的那个MATCH是怎么回事
有了限制就不能随便用里边的钱,银行才能拿去投资钱生钱,所以才会给储户比较高的利息吧
CD限制更厉害,所以一般利息更高啊
checking的钱用户随便用,所以一般没有利息
我是这么理解的
以前都没有仔细读TERM
这个月过的真是捉襟见肘,痛苦!
我看了一下,介绍上说:
We match 100% of the amount of your Keep the Change transfers during the first three months after you enroll, and we will match 5% thereafter. The matching funds will be credited to your saving account annually,whithin 8 weeks after the month in which the anniversary of your enrollment in the Keep the Change savings services occurs.
我看了一下,介绍上说:
We match 100% of the amount of your Keep the Change transfers during the first three months after you enroll, and we will match 5% thereafter. The matching funds will be credited to your saving account annually,whithin 8 weeks after the month in which the anniversary of your enrollment in the Keep the Change savings services occurs.
原来要等8个星期阿!
我前面说的就是那个match 100%的部分,像我说的那个划卡8.1,BOA实际上从checking扣掉9快,其中0.9=(9-8.1)转道saving里边,BOA在自动给我match 100%就是应该给我saving里边在给0.9,这个意思
这个100%只是头三个月,然后upto $250 match
我看了一下,介绍上说:
We match 100% of the amount of your Keep the Change transfers during the first three months after you enroll, and we will match 5% thereafter. The matching funds will be credited to your saving account annually,whithin 8 weeks after the month in which the anniversary of your enrollment in the Keep the Change savings services occurs.
原来要等8个星期阿!
我前面说的就是那个match 100%的部分,像我说的那个划卡8.1,BOA实际上从checking扣掉9快,其中0.9=(9-8.1)转道saving里边,BOA在自动给我match 100%就是应该给我saving里边在给0.9,这个意思
这个100%只是头三个月,然后upto $250 match
JOYY,我怎么理解的是要等1年零8周啊,这样太不值得了,即使有25刀的GIFT CHECK送
要是在里面放的钱少还好,要是钱多的话,还是找一个APY给的高的存划算
不过我算了一下,要是头3个月100%MATCH的话,就尽量找零头是$0.1的买,比较划算
对理财一窍不通,看大家说网上银行存钱利息高。就也想搞一个。
土人我听说过的就 Citibank e-saving 和ING,选哪个好呢?这个都是活期吗?我还存了BOA 的CD, 不过那个是定期的,很不方便。
http://direct.citibank.com/CBOL/06/esavings/default.htm?Promo_ID=CS4P&BTData=402117E706A617F5F524E42B7A5A4ACAD9D9D9B83FCFEF1E3FACBC4D902461&BT_TRF=330686&OFR=EC%5FP%5FHYSV%5F04061%5F1N&ID=F8399302B1E735CDE0340003BA830155&SESN=054231122006&OFFER_ID=EC%5FP%5FHYSV%5F04061%5F1N&OFFER_CODE=&ENROLLMENT_IND=&PROMOTION_ID=&speedbump=NW&CAMPAIGN_CODE=&LOCID=LGOT&GRPID=CBNA&SITEID=CB&PAGEID=10060&PID=085&ProspectID=9E62770B96A54BB2A6BB4F6A7239124A
MM 也可以开这个:http://www.emigrantdirect.com/ 4.65% APY,比ING要高,但比CITI要低一点,但不用开EZCHECKING
JOYY,我怎么理解的是要等1年零8周啊,这样太不值得了,即使有25刀的GIFT CHECK送
要是在里面放的钱少还好,要是钱多的话,还是找一个APY给的高的存划算
不过我算了一下,要是头3个月100%MATCH的话,就尽量找零头是$0.1的买,比较划算
a!!yeah, 8 weeks after 1st anniversary, damn
到底了
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