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Huaren
等级列兵
威望--
贴子47
魅力71
注册时间2006-09-23

qianqun

只看楼主

Visa Extras Program有意义么?

1004

9

2006-09-27 20:52:00

用了好久的debit card,才发现可以加入visa extra program。那么平时划卡时,选credit和debit没什么区别,只不过credit可以有point?那似乎还是选credit好咯?

Huaren
等级版主
威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

只看他

2006-09-27 21:44:00

这个visa extra program提供了什么特殊的服务吗?一般debit card上不是也有visa/mc的标志么?

用信用卡付款比较好的地方我觉得应该是dispute什么的比较方便吧

多了一层保险

 

[此贴子已经被作者于2006-9-27 21:44:39编辑过]

Huaren
等级列兵
威望--
贴子47
魅力71
注册时间2006-09-23

qianqun

只看楼主

2006-09-27 21:55:00

https://www.visaextras.com/

check card有verified by VISA

那么用这个check card当credit用,是不是也有信用记录了呢?

对于credit card的作用还是不大理解。。。

Huaren
等级版主
威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

只看他

2006-09-27 22:12:00

信用记录是用信用卡有的,和用check card没有关系吧

一般消费什么的,我个人觉得还是用信用卡会好些,用debit card花的就是自己的钱,万一出现什么错误肯定不如用信用卡纠正起来来的方便,毕竟用信用卡,还有银行这个保障在先

Huaren
等级列兵
威望--
贴子47
魅力71
注册时间2006-09-23

qianqun

只看楼主

2006-09-27 22:15:00

这样啊,谢谢指点

Huaren
等级贵宾大校
威望125
贴子23515
魅力28961
注册时间2005-08-20

heavysnow

只看他

2006-09-27 22:34:00

Visa extra program only allows you to earn points.  It's not a credit card.
Huaren
等级中士
威望1
贴子1105
魅力2222
注册时间2006-06-02

scarly

只看他

2006-09-27 23:29:00

那写check从debit card里面扣钱,会积点数吗?还是只有当visa用刷卡的时候才算呢?从网上pay信用卡可以积吗?我也很好奇这个
Huaren
等级版主
威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

只看他

2006-09-27 23:33:00

Types of qualifying purchases.

"Qualifying Purchases" consist of the following types of purchases, made with an enrolled Visa check card or credit card and processed or submitted through the Visa U.S.A. Inc. transaction processing system:

  • Purchases you sign for (purchases using your PIN code do not earn points)
  • Internet purchases
  • Phone and mail order purchases
  • Bill payment (including online)

Non-qualifying purchases.

PIN-based purchases, payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, Interlink-processed transactions, fees charged by your Visa card issuer (for example, annual fees, finance charges, and related service charges, if any apply), payments made for pre-paid and re-loadable cards such as certain gift cards, Visa Buxx and similar cards, or payments made for payment instruments that can readily be converted to cash (for example, travelers cheques, money orders, wire transfers, and similar products or services) are not qualifying purchases.

Huaren
等级中士
威望1
贴子1105
魅力2222
注册时间2006-06-02

scarly

只看他

2006-09-27 23:56:00

想请问下哪些算是bill payment呀?比如呢?
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Huaren
等级版主
威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

只看他

2006-09-28 00:04:00

以下是引用scarly在2006-9-27 23:56:00的发言:
想请问下哪些算是bill payment呀?比如呢?

比如交水费,手机费,电话费这些吧

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