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Huaren
等级大校
威望9
贴子7460
魅力10343
注册时间2006-09-12

小淘气

只看他

2006-10-15 08:41:00

以下是引用Izzie在2006-10-14 23:35:00的发言:
以下是引用小淘气在2006-10-14 19:30:00的发言:

我记得我们家都是用HSBC和citi的,在国内消费(买东西,住酒店,吃饭...)都是刷卡,不要手续费的啊

Citi does charge transaction fees on foreign currency tranactions now. A few years ago, it was free.

真的吗?啥时候开始的?还是所有的卡都收?

我们从6年前最早的卡就是citi的学生卡,那时候一直不额外收费的,现在没留意啊,就那么用。如果真的收了,那肯定损失了几十刀都不止勒

Huaren
等级大校
威望8
贴子5814
魅力9899
注册时间2004-04-01

LGO

只看楼主

2006-10-15 11:02:00

小淘气mm看看statement 确认一下吧,我们的citi driver's edge, citi dividend rewards, citi diamond preferred rewards 卡在中国消费都是charge了finance charge的
Huaren
等级版主
威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

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2006-10-15 13:36:00

The charge varies from card to card, but major credit card issuers such as Citibank, Bank of America, J.P. Morgan Chase and MBNA charge 2% on overseas purchases. Add that to the 1% Visa and MasterCard charge for the actual conversion and you will pay an additional $3 for every $100 you spend.

So that $300 pair of shoes you bought in Milan, Italy, will show up on your statement as $309 because Visa or MasterCard got its 1% cut, charging you $3, while your credit card issuer added its 2% by tacking on $6.

Huaren
等级中士
威望2
贴子902
魅力2520
注册时间2005-10-25

iamflying

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2006-10-16 19:15:00

citi does charge financial charge, and it is in the last section of the statement: finance charges, could be easily missed. 

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