各有得失.
呵呵。
对了，其他网站上的朋友说，lender origination fee 就是 loan origination fee. 是deductable的。我于是更加糊涂.....
Sorry, I am a bit busy at work...
Sometimes lenders like to creat different names on the fees. I am not
sure if " Lender origination fee " is the same as "loan origination
fee" or some other calculations...
The quickiest way to find out how much points you paid is a statement you should have received from your lender. It is Form 1098 Mortgage Interest Statement. The statement for you is "copy B for payer" (A goes to IRS, C goes to lender..)
On this statement , box 1 is the mortgage insterest. box 2 is "points paid on purchase oof principal residence" . This is the number(and the correct number ) you will be able to claim ...
===================
the publications you might need to check out are Pub 936 and Pub 505. Topic 504.
[此贴子已经被作者于2007-4-11 16:43:31编辑过]
Sorry, I am a bit busy at work...
Sometimes lenders like to creat different names on the fees. I am not
sure if " Lender origination fee " is the same as "loan origination
fee" or some other calculations...
The quickiest way to find out how much points you paid is a statement you should have received from your lender. It is Form 1098 Mortgage Interest Statement. The statement for you is "copy B for payer" (A goes to IRS, C goes to lender..)
On this statement , box 1 is the mortgage insterest. box 2 is "points paid on purchase oof principal residence" . This is the number(and the correct number ) you will be able to claim ...
===================
the publications you might need to check out are Pub 936 and Pub 505. Topic 504.
你推荐的publications 都好长啊。刚刚才看完。谢谢了！
到底了
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