小小杂货店
CITIBANK的Fees and Finance Charges??
1007
7
2007-08-09 15:35:00
Fees and Finance charges?! 为什么我会被CHARGED这个勒?? 是因为我迟交钱吗??没有啊..这次的BILL我很ONTIME啊...他们的解释我一点都没懂!! 都不知道以前是否也被这么CHARGED过... 以下是他们给我的MESSAGE: We calculated the finance charges you owe us using the Previous Balance shown on this billing statement. You owe us these finance charges because we assess finance charges daily on all your balances (including your finance charge balances) until we receive payment in full. |
| We've done away with unexpected rate increases. To help you manage your credit, our Citi Cards 360 program includes our Firm Deal. Our promise not to voluntarily raise your interest rate until your card expires, as long as you follow your card agreement. |
看信我觉得是不是因为这样，你及时还款了，但是因为款没有立刻credit to your account你就又用了，并且超过了按你没还款时的availabe credit，所以它就charge你了，它不是说以日为基础来算是否charge你钱吗？
不知道说的对不对。
[此贴子已经被作者于2007-8-9 16:48:15编辑过]
Fees and Finance charges?! 为什么我会被CHARGED这个勒?? 是因为我迟交钱吗??没有啊..这次的BILL我很ONTIME啊...他们的解释我一点都没懂!! 都不知道以前是否也被这么CHARGED过... 以下是他们给我的MESSAGE: We calculated the finance charges you owe us using the Previous Balance shown on this billing statement. You owe us these finance charges because we assess finance charges daily on all your balances (including your finance charge balances) until we receive payment in full. |
| We've done away with unexpected rate increases. To help you manage your credit, our Citi Cards 360 program includes our Firm Deal. Our promise not to voluntarily raise your interest rate until your card expires, as long as you follow your card agreement. |
是不是因为只交了minimum payment而不是全部的balance？这样子的话是要交利息的，就是那个finance charge。
那你上个月的呢？晚缴了没有？
好像是哦..上个月的是迟交了... 就是因为这样..这一次我提早四天就把它给负清了(online pay)的..
会是因为上个月的吗..??!!
会。你只要迟交就要交罚款……
到底了
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