Thanks a lot for the information.
I'll keep an eye on my credit history, and share my experience with you guys here afterwards.
Lesson learned - Sometimes the 1st assistant said it could be waived, but the 2nd and 3rd assistant will deny it. So even if you want to argue with them, make the full payment first, then ask for money back.
Damn it. But once I was told that since I made the payment, it meant that I thought it was correct. So they would not refund me any more.
MM不要在为之前得事情生气了，不同得CSR肯定有不同得回答得。
建议MM以后在pmt due date前，在double check一下钱有没有从银行里划走，这样有问题就可以及时发现了。
希望MM得信用分数早日提高！到时等待MM得经验分享
How do I dispute inaccurate information?
You
may file a dispute by contacting the credit bureau that reported the
inaccurate information (be sure to keep records of all correspondence,
phone calls or emails). The bureau will then check with the original
source. This dispute process can take up to 30 days. Please click here
for a sample Credit File Investigation Request Form.
Experian does not accept disputes by mail or phone, but you may file a dispute online by visiting http://www.experian.com/rs/fi1.html.
If you have further questions regarding the Experian dispute process, please contact our Credit Education Specialists at
How do I dispute inaccurate information?
You
may file a dispute by contacting the credit bureau that reported the
inaccurate information (be sure to keep records of all correspondence,
phone calls or emails). The bureau will then check with the original
source. This dispute process can take up to 30 days. Please click here
for a sample Credit File Investigation Request Form.
Experian does not accept disputes by mail or phone, but you may file a dispute online by visiting http://www.experian.com/rs/fi1.html.
If you have further questions regarding the Experian dispute process, please contact our Credit Education Specialists at
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