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Huaren
等级大校
威望17
贴子13680
魅力14158
注册时间2007-07-18

whitenoise

只看楼主

overlimit charge 能要回来吗?

874

5

2008-02-25 13:55:00

 上个月被CHARGE 了OVERLIMIT.打电话能要回来吗?只要过LATE FEE...谢谢。
Huaren
等级贵宾大校
威望55
贴子32118
魅力35041
注册时间2007-07-09

一妮

只看他

2008-02-25 14:00:00

how about you try to talk to your credit card company and share your experience with us?
Huaren
等级大校
威望26
贴子21220
魅力26015
注册时间2007-01-17

Emichan

只看他

2008-02-25 14:34:00

Call their CS and ask them to waive it as a one-time courtesy.  You got nothing to lose.

Huaren
等级大校
威望17
贴子13680
魅力14158
注册时间2007-07-18

whitenoise

只看楼主

2008-02-25 16:27:00

试了,人没同意,等我有心情再试试看。不过PUT IN CREDIT LIMIT INCREASE REQUEST 了--这个会伤CREDIT SCORE吗?这卡是俺唯一的2% CASH BACK卡,所以虽然CL底我都狂用来的,还想更多地用。

Huaren
等级贵宾大校
威望55
贴子32118
魅力35041
注册时间2007-07-09

一妮

只看他

2008-02-25 16:38:00

以下是引用whitenoise在2008-2-25 16:27:00的发言:

试了,人没同意,等我有心情再试试看。不过PUT IN CREDIT LIMIT INCREASE REQUEST 了--这个会伤CREDIT SCORE吗?这卡是俺唯一的2% CASH BACK卡,所以虽然CL底我都狂用来的,还想更多地用。

did you call them right after your exceeded you credit line?

Huaren
等级版主
威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

只看他

2008-02-25 21:37:00

有的银行是把late fee和overlimit charge算做一回事的,如果之前要回过late fee,不一定会再给你waive overlimit charge了。不过再打电话试试也无妨哈。

提高了limit会伤一点分数的,不过总比每次都刷爆了来得值。

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