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存大银行去吧，就算有FDIC保着，银行一倒，拿回钱的过程是极其漫长的
以下是引用fdr在2008-10-31 21:10:00的发言：
No, that is good sign for us. CD is protected, and if the bank is bought by another bank, they usually will honer the rate.
This is a bad sign. Think what happened to WaMu just before it went belly-up - it launched 5.0% CD.
Banks need capital desperately. LIBOR stays high not because banks hesitate to lend to each other - it's simply they don't have money.
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