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Cancel is better. If you keep a credit card but dun't use it for a long time (should use at least once per month), it will reduce your credit score.
不用的最好还是cancel.信用卡太多,credit limit高的话，如果你要买房子贷款不利。
每个月用几次，半年后关掉就ok。
关最近开的卡影响不是很大。
如果非要关，不要关老卡
I keep my oldest card (rarely use one) and the most frequently used one(the newest one) and close everything else in between. I am not sure how that is going to hurt my credit score, but I am so afraid to lose these cards.
re...............
以下是引用linur在2009-1-28 17:31:00的发言：
Suze once talked about this at Oprah's show. She said you should not close your credit card even you rarely use it. Because closing it will affect some ratio (debit/credit) and this certain ratio is associated with the FICO score. The higher it is, the lower your FICO score is. She suggests to use the credit card once a while in order to keep it.
这个是正确的方法，要定期拿出来用一下以免被信用卡公司关卡，影响也很大，当然最好是用不到的卡一开始就不要申请Suze once talked about this at Oprah's show. She said you should not close your credit card even you rarely use it. Because closing it will affect some ratio (debit/credit) and this certain ratio is associated with the FICO score. The higher it is, the lower your FICO score is. She suggests to use the credit card once a while in order to keep it.
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