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Huaren
等级中尉
威望2
贴子2104
魅力2410
注册时间2005-01-17

dadidida

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[讨论]late fee from credit card

927

5

2009-01-15 14:56:00

刚开了一张bank of america 的reward,结果上个月就光想着玩,忘了收没有收到statement了。


当然就忘了付帐单。因为这张卡用的不多,罚了15刀的late fee。



打了一次电话,人家也不肯还我,说前3个月就这样,"didn't look good"。


大家说这种情况还有必要继续打电话骚扰她们吗?



请大家分享一下你们讨回late fee的宝贵经验吧。


谢谢!

Huaren
等级上士
威望1
贴子1320
魅力2426
注册时间2005-01-29

amethystor

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2009-01-15 15:09:00

I was late once for citi, did not get the late waived. But it did not show on my credit report, that's good.
Huaren
等级中尉
威望2
贴子2104
魅力2410
注册时间2005-01-17

dadidida

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2009-01-15 16:55:00

mm怎么知道在不在“credit report”上?
Huaren
等级大校
威望7
贴子5808
魅力12882
注册时间2008-12-06

winniexchen

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2009-01-15 19:00:00

tell them you did not receive the statement, so they will give you the credit.  But you only can do this once a while, not all the time.
Huaren
等级上校
威望5
贴子4389
魅力4907
注册时间2008-09-05

avae131

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2009-01-15 23:48:00

继续打,多试几次嘛,说不定换了一个人就会比较通融,反正对你也没有什么损失
Huaren
等级上士
威望1
贴子1548
魅力2160
注册时间2008-04-22

npt

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2009-01-16 23:29:00

以下是引用amethystor在2009-1-15 15:09:00的发言:
I was late once for citi, did not get the late waived. But it did not show on my credit report, that's good.

One time late is fine. If you do it two times in a row, it will impact your credit score.

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