We are also looking for a good financial advisor. It seems most fee only FA require clients to have at least 500K asset available for investment

We may have no choice but a fee based or commission based FA.

以前收到过Merryl Lynch的material，上面说了liquidable asset要超过$100,000。象American Express，Morgan Stanley，Charles Schwab倒是没有这个要求，但是一个个只想着把你的钱搞到他们手里去。