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Huaren
等级大校
威望30
贴子23345
魅力29154
注册时间2005-03-15

xyin

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2006-05-31 14:34:00

global warming I am completely with you on that.

however, for ss and medicare etc, my understanding is on the opposite side. because it is in deep trouble, that's why it can not be easily fixed or can not even be touched because so many resistances. 

SS based on the assumption that, people have 20(have to check the number, but something like that) after retirement, and more people enter labor force than people retire. it's basically a pyramid system. none of those assumptions holds any more. highly industrilize makes people have less babies, and with modern science, people live much longer now. so we basically have something that doomed to collapse sometime in the future. How can we fix it? force people for have more babies, or prolong the working time of individual. retire after 70 maybe.

remember there used to be pensions? it didn't work any more, so ss was created. ss will not work at some point, government will create something else, well 401k is sort of something that created to deal with retirement problem, isn't it?

and btw, i strongly disagree with u on the "However democratic party, as the representative of poor people". politicians just want to be re-elected. whichever side they see fit.

Huaren
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注册时间2006-05-28

hagerty

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2006-05-31 16:15:00

以下是引用xyin在2006-5-31 14:34:00的发言:

global warming I am completely with you on that.

however, for ss and medicare etc, my understanding is on the opposite side. because it is in deep trouble, that's why it can not be easily fixed or can not even be touched because so many resistances. 

SS based on the assumption that, people have 20(have to check the number, but something like that) after retirement, and more people enter labor force than people retire. it's basically a pyramid system. none of those assumptions holds any more. highly industrilize makes people have less babies, and with modern science, people live much longer now. so we basically have something that doomed to collapse sometime in the future. How can we fix it? force people for have more babies, or prolong the working time of individual. retire after 70 maybe.

remember there used to be pensions? it didn't work any more, so ss was created. ss will not work at some point, government will create something else, well 401k is sort of something that created to deal with retirement problem, isn't it?

and btw, i strongly disagree with u on the "However democratic party, as the representative of poor people". politicians just want to be re-elected. whichever side they see fit.

First of all, no one knows WHEN the system is going to collapse.  I guess at some point in future, the goverment will dedudct more % for SS and medicare, or simply raise the deduction cap on the income (currently 90k income/year?).  of course the rich people wouldn't like it.  but they have to -- to ensure the stable society, most likely the rich people have to sacrifice a bit.

And for my last point, of course the democratic party represent poor people. There is no secret in it.  Each party has to follow consistent policy to have a loyal voter group.  They often adjust policy a bit only to get more middle-class swing voters. 

Huaren
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威望30
贴子23345
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注册时间2005-03-15

xyin

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2006-05-31 16:43:00

you know, i am not sure why rich people have to sacrifice and be punished? I personally think that is so wrong.

they are the ones created jobs, paid lots of taxes directly and indirectly. Many of them are the pioneers in lots of field, many of them invested in fields when nobody dared to and thus created the foundations of many things.

I like businesses, I do not like government. In company strategy, we often need to downsize, lay off, but have you really see a significant government downsize? do u know in real life, when u deliver a government project ahead of time and below the budget, you will never get the project again? government is the least efficient machine i've ever seen. that;s why we have the current ss issue and have not solved it. If a company has similar issue, it bankrupted long ago or it has long ago solved it. 

it's the mentality that thinking being poor is because of the rich, and this is so harmful. The mentality that thinks society and government should take care of you is very dangerous.

aside from some disability or health issue, being poor and rely on ss and medicare and think there is nothing wrong to think like that is a mental disease.

democrat, or republican, if you look at their history, republican's philosophy was more like democrat today (not strictly speaking). so parties change their policies often.  

Huaren
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xyin

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2006-05-31 16:53:00

just to clarify,
Republics,Democrats Both of these groups are extremely wealthy, while nobody really represents the middle class or poor.
Huaren
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注册时间2004-01-28

voronoi

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2006-06-01 13:44:00

我到抱有希望。只是现在是67岁可以拿,到时候,30年后,可能是75岁,要得活到那么大,才有希望!

67岁可以拿,到时候,30年后,可能是75岁,要得活到那么大,才有希望!
Huaren
等级大校
威望30
贴子23345
魅力29154
注册时间2005-03-15

xyin

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2006-06-01 14:05:00

保有希望没什么问题, 但是依据它来计划退休就有可能会失望了。

我现在计划退休是完全排除了ss 和 medicare. 任务艰巨啊

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