come on, if it is for emergency money, put it in a place that you can get it out quickly, any account that have 5 or 5+% should be good ---- suppose you save it for 1 or 2 years, and since you need to pay tax on the interests also (unless you are F1), I think those 5 or 5.14 only differ a little in 1 or 2 years. so put it in a place that you can withdraw easily and quickly.
先谢谢这位，以及楼上各位。
可是你干吗用“COME ON"这种语气啊，搞的我问了一个巨白痴的问题一样的。
我不就是让大家给我推荐一个利息相对高一点，随时可取的帐户么。
BTW,我还是开了COSTCO的CAPITAL ONE了，5.14％，因为是EXCECUTIVE MEMBER, 所以可以拿25块BONUS.
我们LOCAL的SUNTRUST, 13个月CD有5.75％，可是没有PENALTY FREE WITHDRAW，所以为了LIQUIDITY,还是放弃了。
sorry, I like to use "come on". What I mean is, for emergency money, consider more on availability. :-)
come on, if it is for emergency money, put it in a place that you can get it out quickly, any account that have 5 or 5+% should be good ---- suppose you save it for 1 or 2 years, and since you need to pay tax on the interests also (unless you are F1), I think those 5 or 5.14 only differ a little in 1 or 2 years. so put it in a place that you can withdraw easily and quickly.
先谢谢这位，以及楼上各位。
可是你干吗用“COME ON"这种语气啊，搞的我问了一个巨白痴的问题一样的。
我不就是让大家给我推荐一个利息相对高一点，随时可取的帐户么。
BTW,我还是开了COSTCO的CAPITAL ONE了，5.14％，因为是EXCECUTIVE MEMBER, 所以可以拿25块BONUS.
我们LOCAL的SUNTRUST, 13个月CD有5.75％，可是没有PENALTY FREE WITHDRAW，所以为了LIQUIDITY,还是放弃了。
这个是怎么作的?要到COSTCO柜台还是网上有链接?谢谢!
?要到COSTCO柜台还是网上有链接?谢谢!
I would suggest E-Loan, as it has 5.5% APY and FDIC insured. Should be the highest now.
给个链接，好不好，多谢
I would suggest E-Loan, as it has 5.5% APY and FDIC insured. Should be the highest now.
给个链接，好不好，多谢
它家的各种限制挺多的，mm多留意一下。
比如说saving account开户的最低要求是$5000， CD是$10000。门槛不低。
另外，它家只能够外连一个账户，灵活性上不是很好。
不过呢，优点是APY高。
I would suggest E-Loan, as it has 5.5% APY and FDIC insured. Should be the highest now.
给个链接，好不好，多谢
它家的各种限制挺多的，mm多留意一下。
比如说saving account开户的最低要求是$5000， CD是$10000。门槛不低。
另外，它家只能够外连一个账户，灵活性上不是很好。
不过呢，优点是APY高。
对，开户是5000，但是开完了就可以取出来了，只要维持在500就行了，不过利率这么高，没必要取出来 ：）
因为LZ说这个钱基本不动，而且有10K，所以E－Loan肯定是最佳选择的啦，可以看看这个review
http://www.mymoneyblog.com/archives/2006/10/eloan-savings-account-review.html
谢谢楼上的，我没有开ELOAN是因为我们家保险什么的都是COSTCO，而且，COSTCO的东西，比较给我安全感。当然了，我知道ELOAN也是FDIC保险的，这个就是个COMFORT LEVEL的问题。而且我其实算过的，算上25刀BONUS，其实跟ELOAN差的不多的。
COSTCO这个，是从主页上连进去的。到SERVICES里面去找就可以了。
谢谢楼上的，我没有开ELOAN是因为我们家保险什么的都是COSTCO，而且，COSTCO的东西，比较给我安全感。当然了，我知道ELOAN也是FDIC保险的，这个就是个COMFORT LEVEL的问题。而且我其实算过的，算上25刀BONUS，其实跟ELOAN差的不多的。
COSTCO这个，是从主页上连进去的。到SERVICES里面去找就可以了。
那个$25的BONUS,是存一次就可以拿一次呢
还是只能拿一次
到底了
Hot Deals
All Deals