借LZ的帖子也问下BT

收到chase freedom 的0 APR BT的邀请信，正好8月份要交秋季的学费了，想开了这个chase，然后先用手上已有的CC把学费缴了，之后把这些卡上的balance转到chase上去，就不用chase这张卡，每个月付清minimum payment，这样就完成了一次BT，是吗？

[此贴子已经被作者于2007-5-29 23:25:02编辑过]

i've doen bt but all for credit cards. 

usually i get chase or discover that has promotion for 0% apr bt. most of them charge 3%. max for $50 or $75 depends on the offer. sometimes you get no bt fee but that's rare.

AND I ALWAYS THROW AWAY THE ONES SAY 0% APR FOR PURCHASES.  but today i happened to look at the capital one letter i got in the mail. it says 0% for purchase.. and i happened to read the "important disclosures" part which has all the interest rate or finance charge information.  it says.. BT apr is same for purchases.. and BT fee: none!!! kaka so i applied