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以下是引用tetrahedral在2006-5-19 1:30:00的发言:
我也这么想,正筹划着去偷偷摸摸开个自己的帐户以下是引用summernyc在2006-5-19 1:20:00的发言:
这个ms跟我一同事说得一样。lp可以regulate lg怎么花钱,但是not the other way. 在被砸晕之前,快跑!...........要是可以买股票的账户~~~IPO~~~联名账户钱多,能多拿几手~~~要是超热门,每人一手那种,分开就能得两份,不过得付两份最低佣金~~~(穷人没钱,分不到几手,一般都得都交最低佣金,以实际的买卖数量计算是达不到那个数的)
不知大家明白否~~~
总之~~~最好的解决方法就是~~~一联名账户,老公名誉户主~~~一个人账户,老婆名~~~换句话说,你的是我的~~~我的还是我的~~~
我们很早以前都是joint, 除了401k, roth ira,好像没有个人的。
也没有想过好坏,就是觉得账户多乐管起来麻烦,好像信用指数一直都是700多,没什么问题。
以下是引用杉杉在2006-5-19 9:13:00的发言:
谢谢杉杉答疑~
What kind of joint accounts are we talking about? If just for checking/saving...then the accounts have no impact on you or your spouse' credit scores. If joint account, usually one person is the primary acccount holder, and the spouse is the additional card holder. However, please note that the outstanding blance of a credit card will be shown on both of the primary and additional card holders' credit history. So, think twice before you add your spouse on a new credit.
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