请问：如果刚买房子，第一年利息不少，那是不是基本上说来用ITEMIZED EXEMPTION会更合算？ 非得两种都算一遍才知道吗，还是有什么大拇指法则吗？谢谢。
add your mortgage interest, your property tax (you may pay some on the closing, check your closing statement) and your state tax (on your w-2), and your contributions. If the sum is more than $10,900 (married filing jointly) or $5,450 for single, you should use itemized deduction. It would be better to do both, so you can compare.
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[此贴子已经被icyscorpio于2009-1-22 23:51:12编辑过]
我记得也是5年。你肯定看到文件了？？那很多人都亏死了……包括我……
这个超过5年还能不能用treaty免5千是有争议的，有人很久以前给大使馆写信，回信那个人说可以，所以有些人就以此为证据，但是IRS从来没有发过memo澄清，所以这个没有定论，风险自负吧
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[此贴子已经被icyscorpio于2009-1-22 23:52:10编辑过]
知道买房子利息可以抵税，那么去年买了新车，贷款的利息可以用来抵税吗？联邦税，州税都可以抵吗？应该用哪个form？
联邦税用1040, schedule A，州税我不清楚。但是如果你没有房子贷款的利息和房地产税什么的，一般来说你的itemized的钱数不会大于standard，就不要折腾了。
如果itemize，你报的是state sales tax的话，你可以把你买车的sales tax加上去。但是如果是standard deduction就不行了。
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[此贴子已经被icyscorpio于2009-1-22 23:53:24编辑过]
联邦税不可以抵，州税可以的，用1040, schedule A。但是如果你没有房子贷款的利息和房地产税什么的，一般来说你的itemized的钱数不会大于standard，就不要折腾了。
这个好像不对吧，1040，Schedule A都是联邦税表啊。而且car loan interest如果不是business expenses,不是HELOC之类的也不能抵税的，不管是州税还是联邦税。
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[此贴子已经被icyscorpio于2009-1-22 23:53:47编辑过]
联邦税不可以抵，州税可以的，用1040, schedule A。但是如果你没有房子贷款的利息和房地产税什么的，一般来说你的itemized的钱数不会大于standard，就不要折腾了。
not sure other states, but it is not deductible in CA.
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[此贴子已经被icyscorpio于2009-1-22 23:54:00编辑过]
这个超过5年还能不能用treaty免5千是有争议的，有人很久以前给大使馆写信，回信那个人说可以，所以有些人就以此为证据，但是IRS从来没有发过memo澄清，所以这个没有定论，风险自负吧
I found the info for resident alien claming treaty
http://www.irs.gov/businesses/small/international/article/0,,id=106254,00.html
Example: Article 20 of the U.S.-China income tax treaty allows an exemption from tax for scholarship income received by a Chinese student temporarily present in the United States. Under the Internal Revenue Code, a student may become a resident alien for tax purposes if his or her stay in the United States exceeds 5 calendar years. However, the treaty allows the provisions of Article 20 to continue to apply even after the Chinese student becomes a resident alien of the United States.
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[此贴子已经被icyscorpio于2009-1-22 23:54:17编辑过]
这个好像不对吧，1040，Schedule A都是联邦税表啊。而且car loan interest如果不是business expenses,不是HELOC之类的也不能抵税的，不管是州税还是联邦税。
对不起，我读错了，我以为楼上的是问联邦税和州税可不可以用在itemized deduction上作为expense的。
已经改了。
[此贴子已经被作者于2009-1-20 14:24:21编辑过]
I found the info for resident alien claming treaty
http://www.irs.gov/businesses/small/international/article/0,,id=106254,00.html
Example: Article 20 of the U.S.-China income tax treaty allows an exemption from tax for scholarship income received by a Chinese student temporarily present in the United States. Under the Internal Revenue Code, a student may become a resident alien for tax purposes if his or her stay in the United States exceeds 5 calendar years. However, the treaty allows the provisions of Article 20 to continue to apply even after the Chinese student becomes a resident alien of the United States.
没错啊，但是这个treaty是说scholarship或者fellowship不是compensation,比如前面问的opt期间可不可以免5000,如果opt期间拿的不是scholarship/fellowship而是工资，那应该不在这个treaty的范围内。
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[此贴子已经被icyscorpio于2009-1-22 23:54:52编辑过]
如果你所在的州没有收入所得税，（Alaska, Florida, Nevada, South Dakota, Texas, Washington, Wyoming）在网上用免费的软件最划算。TurboTax，TaxCut，都有免费的联邦报税。
如果是在New Hampshire or Tennessee，只有利息和分红需要缴税。如果这方面的收入不是很多很复杂，你也可以考虑自己填州税的报表，联邦的用网上的免费软件。
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What about Pennsylvania?
What about Pennsylvania?
yes, PA needs to pay state income tax.
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[此贴子已经被icyscorpio于2009-1-22 23:50:38编辑过]
到底了
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