豆豆,是不是如果你联合报了一次,以后就都只能联合报了啊
i do not think you can deduct all closing cost, mortgage interest and property tax are deductable, but not other fees.
i guess for rental property you can, as they are business expense.
http://www.realestateabc.com/taxes/deductible1.htm
When most people buy a home, they generally obtain a mortgage. Mortgages have costs and one of those costs is the "loan origination fee." The loan origination fee is usually a percentage of the loan amount, generally expressed as "points."
For example, one "point" on a $150,000 loan would be $1500. One and a half points on the same loan amount would be $2250.
On VA and FHA loans, points are often broken down into two categories: loan origination fee (which is usually one point) and discount points (which are also a percentage of the loan balance). Both are deductible.
The loan origination fee must be expressed as points in order for it to be tax deductible.
...
When buying a home, points are deductible in the year they are paid, providing they meet certain conditions. The main conditions are that the mortgage is secured by the home you live in most of the time and that you used this mortgage to either purchase or build your home.
....
Points paid to finance the purchase of a second home must be deducted over the life of the loan, not in the year in which they are paid.
......
If you make too much money, there are limits on what you can deduct, and for that you should see a Certified Public Accountant. In the year 2000, if your "adjusted gross income" was over $128,950 there is a limit placed on what can be deducted. For married couples filing separately, the figure is half that
......
With two exceptions, other closing costs are not deductible. Those exceptions are pre-paid interest and pro-rated property taxes.
到底了
Hot Deals
All Deals