daisytff
信用卡超过limit会罚款吗？
1616
7
2006-04-07 12:39:00
是discover,网上买东西后发现如果charge就会超过limit,商店会不卖给我东西还是仍旧charge？
discover会罚款吗？
应该不会吧，欧觉得他们刷卡的时候会有问题，不会卖给你
最好问问credit card company to make sure, just in case.
[此贴子已经被作者于2006-4-7 19:43:26编辑过]
Over-limit fees: The average fee on those cards is $30.18. Contrary to what many people believe, a purchase that takes you over your credit limit will not necessarily be denied. Instead, you’ll be stuck with an over-limit fee, which can be assessed every month until your balance is under the limit. The fee can be as high as $39 at Citibank and MBNA. Many banks now use average daily balances to determine if you’ve exceeded your limit at anytime during the billing cycle, instead of the ending balance on your monthly statement. This can trigger an over-limit fee even if you are not over limit at the close of the billing cycle.
| Discover Bank - Classic 800-487-2978 • www.discovercard.com | None | 13.99%- 15.99% V* | Grace period: 25 days. Cash advance fee: 3%/$5 min./no max. Late fee: $15<$100; $25, $100-$1.000; $39>$1,000. Over limit fee is tied to balance: $15<$1,000; $35>$1,000. APR is Prime + 8.24%-10.24%. *Rates differ on phone and online offers. | |
| Platinum | None | 9.99%-15.99% V | APR is Prime + 4.24%-10.24%. Other terms same as above. | |
| Titanium | None | 9.99% V | APR is Prime + 3.99%. Other terms same as above. | |
那chase和citi呢???
Study the terms and condition...
到底了
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