iamflying
[转帖]如何操作公司ESPP
3496
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2006-04-10 17:27:00
zt, 虽然我的看法跟这个财经问答的主持人不太一样,不过我觉得他说的还是有些道理的,给大家参考哈
问:如何操作公司ESPP Plan里的Stock? 是到手了就卖还是Hold?
答:操作公司ESPP Plan里的Stock原则上和操作一般的Stock是一样的。问你自己这样一个问题:如果没有ESPP Plan,我会去Open Market上买自己公司的Stock吗?如果不是,那就马上卖;如果是,那就保留Stock。比如ESPP Account里今天买了公司的Stock,你是$8.5买的(15% discount),而Stock在市场上trading at $10。你的问题应该是:如果没有ESPP Plan,我会以$10去买吗?If no, sell; if yes, hold. 除非你非常看好自己的公司,很多情况下我的建议是sell right away and lock in at least 15% profit. (Plus, you will have chance to buy again in another 6 months, why do you want to hold all eggs in one basket?)
另外,不要因为Tax方面的考虑影响你的买卖决定。Tax should be a consideration in your overall investment strategy, but tax should never interfere your individual buy/sell trading decision! (If someone agrees to give you one dollar and get back a quarter in return, wouldn't you love to do it anytime?)
谢谢,好文章!不过有的公司可能不让员工马上卖ESPP吧?
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