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Huaren
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贴子67436
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注册时间2006-05-17

米虫

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[求助]投资问题

3582

59

2006-05-19 17:29:00

如果现在手里有点闲钱,该怎么投资?say 3-5万

问的比较笼统,是因为我什么也不懂

谢谢。

Huaren
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注册时间2005-11-09

icyscorpio

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2006-05-19 17:34:00

这么多钱

反正买股票是不稳定了,要是我就存着

Huaren
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注册时间2006-03-23

siga

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2006-05-19 17:44:00

我们投国内了,买了房子。
Huaren
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注册时间2005-10-25

iamflying

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2006-05-19 18:06:00

考下古, 以前好想问过这个的,保守一点就去存CD,买t-bill之类的,

或者目前1-2年用不到,对risk有一定tolerance,可以考虑index fund之类把。

Huaren
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注册时间2005-08-20

heavysnow

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2006-05-19 19:07:00

以下是引用iamflying在2006-5-19 18:06:00的发言:

考下古, 以前好想问过这个的,保守一点就去存CD,买t-bill之类的,

或者目前1-2年用不到,对risk有一定tolerance,可以考虑index fund之类把。

这个是其中的一个。里面说的I-BOND现在不要去买,yield低的可怜。能说说那些$是想作长期还是短期?

http://www.huaren.us/dispbbs.asp?boardID=336&ID=194597&page=1

Huaren
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注册时间2006-05-06

Izzie

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2006-05-19 21:11:00

It depends what kind of risks that you want to take. Usually the higher the risk, the higher the return.

Also, what kind of term are you look at? Is the money going to be invested long-term? Or do you need the money at some point in near future...too many unknowns makes answering this question a little difficult.

Huaren
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注册时间2004-10-19

ppmouse

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2006-05-20 17:09:00

国内买房,大城市升值很快的.
Huaren
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注册时间2005-07-29

tetrahedral

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2006-05-20 19:09:00

以下是引用Izzie在2006-5-19 21:11:00的发言:

It depends what kind of risks that you want to take. Usually the higher the risk, the higher the return.

Also, what kind of term are you look at? Is the money going to be invested long-term? Or do you need the money at some point in near future...too many unknowns makes answering this question a little difficult.

    to make it a little easier, what about for short-term investment, say 1/2~2 yrs, definitely need the money back in 5 yrs, and can only tolerate moderate risks?

Huaren
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xyin

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2006-05-20 22:07:00

以下是引用tetrahedral在2006-5-20 19:09:00的发言:
以下是引用Izzie在2006-5-19 21:11:00的发言:

It depends what kind of risks that you want to take. Usually the higher the risk, the higher the return.

Also, what kind of term are you look at? Is the money going to be invested long-term? Or do you need the money at some point in near future...too many unknowns makes answering this question a little difficult.

    to make it a little easier, what about for short-term investment, say 1/2~2 yrs, definitely need the money back in 5 yrs, and can only tolerate moderate risks?

that's a really short time frame. and if you need the whole principle back in 1/2-2 years, your choice pretty much bonds/savings.
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Huaren
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azurefaerie

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2006-05-20 22:44:00

国内买房现在也不好说阿,天知道什么时候崩了。
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