http://presidential.com/

Checking:

Internet Checking Plus Account

$1500 to open, $1000 minimum afterwards to avoid fee. (up to $25000). Need Direct Deposit of >$200 per month

Savings:

Premier Savings Account

NO minimum (up to $35000). Don't need direct Deposit

Enjoy!

A couple of things to consider:

There will be a hard credit inquiry.

Application: If you moved recently, they may reject the application or need verify your new address, say a check or a bill with your new address.

up to 4.5% and 5.12%..

Safety : It's FDIC insured, so as long as you put <=100k $$ you will be fine!