请推荐一两个FIDELITY好的MF,401K的.

浏览过的版块

1 2

等级上校

威望5

贴子4118

魅力5480

注册时间2005-05-29

acclaim

只看楼主

请推荐一两个FIDELITY好的MF,401K的.

2967

2006-08-06 18:55:00

研究了很长时间,未果,想整个中等RISK的.谢谢!!

等级贵宾大校

威望125

贴子23515

魅力28961

注册时间2005-08-20

heavysnow

只看他

2006-08-06 21:32:00

You should consider not only the risk toleranc but diversification. You may choose funds from large, mid and small cap, as well as international and bonds market.

Small cap and international funds are little bit more risk than large cap funds and bonds, however, their returns are potentially higher. I would pick up Fidelity Diversified International Fund (FDIVX) and Allianz NFJ Small-Cap Value Fund Administrative Class (PVADX). Those two are little bit over moderate risk.

等级贵宾大校

威望125

贴子23515

魅力28961

注册时间2005-08-20

heavysnow

只看他

2006-08-06 21:36:00

Fidelity Diversified International Fund

Snapshot

Quick Stats
YTD Return (08/04/2006)	9.53%
NAV (08/04/2006)	$35.64
52 Week Low-High	$29.91-$38.68
Morningstar Category	Foreign Large Growth
Net Assets ($M) (07/31/2006)	40,152.91

		Read more about Morningstar definitions.

Average Annual Total Returns ² (%) as of 07/31/2006

1 Year	22.47
3 Year	23.51
5 Year	14.10
10 Year	13.07
Life	11.93

Life is as of inception date 12/27/1991.

See additional performance information.

Mutual fund performance fluctuates and currently may be significantly lower than stated. Periods of market strength may not be repeated.

The performance data featured represents past performance, which is no guarantee of future results. Share price, yield and return will vary and you may have a gain or loss when you sell your shares.

as of 06/30/2006

The number of Overall funds in Morningstar's Foreign Large Growth category was 195. The Overall Morningstar Rating^TM for a fund is derived from a weighted average of the performance figures associated with its 3-, 5-, and 10-year (if applicable) Morningstar Ratings Metrics as of the date stated. See more information on the fund's Morningstar Ratings.

Top

Overview

What it is
A growth mutual fund that invests internationally.

Goal
Seeks to provide capital growth.

What it invests in
Primarily invests in common stocks of foreign companies. Foreign investments, especially those in emerging markets, involve greater risk and may offer greater potential returns than U.S. investments. This risk includes political and economic uncertainties of foreign countries, as well as the risk of currency fluctuation. If you sell your shares after holding them for less than 30 days, the fund will deduct a short-term trading fee from your account equal to 1% of the value of the shares sold. Share price and return will vary.

Who might want to invest in it

•	Someone who is comfortable with the high investment risk and potential rewards involved in investing overseas, as well as with the investment risk involved in any growth mutual fund.
•	Someone who wants to complement the performance of U.S. investments with that of investments outside the U.S., which may behave quite differently.

[此贴子已经被作者于2006-8-6 21:40:38编辑过]

等级贵宾大校

威望125

贴子23515

魅力28961

注册时间2005-08-20

heavysnow

只看他

2006-08-06 21:42:00

Allianz NFJ Small-Cap Value Fund Administrative Class

Snapshot

Quick Stats
YTD Return (08/04/2006)	8.71%
NAV (08/04/2006)	$31.44
52 Week Low-High	$28.92-$32.69
Morningstar Category	Small Value
Net Assets ($M) (06/30/2006)	705.70

		Read more about Morningstar definitions.

Average Annual Total Returns ² (%) as of 06/30/2006
	<script language="javascript">[script]null[/script]</script>	Russell 2000	Russell 2000 Value
1 Year	14.65	14.58	14.61
3 Year	20.35	18.70	21.01
5 Year	15.13	8.50	13.09
10 Year	14.02	9.05	13.26
Life	14.65	N/A	N/A

Life is as of inception date 11/01/1995.

See additional performance information.

Mutual fund performance fluctuates and currently may be significantly lower than stated. Periods of market strength may not be repeated.

The performance data featured represents past performance, which is no guarantee of future results. Share price, yield and return will vary and you may have a gain or loss when you sell your shares.

as of 06/30/2006

The number of Overall funds in Morningstar's Small Value category was 291. The Overall Morningstar Rating^TM for a fund is derived from a weighted average of the performance figures associated with its 3-, 5-, and 10-year (if applicable) Morningstar Ratings Metrics as of the date stated. See more information on the fund's Morningstar Ratings.

as of 05/31/2006

Value

Blend

Growth

Large

Mid

Small

Data provided by Morningstar, Inc.

Current

Historical

Current fund assets covered:
96.74%

Top

Overview

What it is
A small cap value mutual fund.

Goal
Seeks long-term growth of capital and income.

What it invests in
Primarily in common stocks of companies with market capitalizations between $100 million and $1.8 billion and below average price to earnings ratios relative to their earnings groups. Stocks of smaller companies may have more abrupt or erratic price movements than stocks of larger companies. Investments in smaller companies may involve greater risks than those of larger, more well-known companies. Share price and return will vary.

Who might want to invest in it

•	Someone who wants to focus on small-capitalization stocks and who is willing to assume greater risk in search of potentially above-average returns.
•	Someone who will be invested in the fund for the long term and who is willing to ride out the ups and downs of the stock market to try to get potentially higher long-term returns.

[此贴子已经被作者于2006-8-6 21:50:33编辑过]

等级贵宾大校

威望125

贴子23515

魅力28961

注册时间2005-08-20

heavysnow

只看他

2006-08-06 21:52:00

Hate java. Hopefully you dont mind looking at those junk.

等级上校

威望5

贴子4118

魅力5480

注册时间2005-05-29

acclaim

只看楼主

2006-08-06 22:43:00

thank you very much, heavysnow!

Is this one good? five stars with low expense ratio. http://quicktake.morningstar.com/Fund/Snapshot.asp?Country=USA&Symbol=FLVCX

their representative has suggested this one. what is your opinion?

http://quicktake.morningstar.com/Fund/Snapshot.asp?Country=USA&Symbol=FCNTX

Many thanks!!!

等级上校

威望5

贴子4118

魅力5480

注册时间2005-05-29

acclaim

只看楼主

2006-08-06 23:13:00

Allianz is not an option for me.

what about lincoln financial group or american funds?

Sorry for so many questions!

等级贵宾大校

威望125

贴子23515

魅力28961

注册时间2005-08-20

heavysnow

只看他

2006-08-06 23:20:00

以下是引用acclaim在2006-8-6 22:43:00的发言：

thank you very much, heavysnow!

Is this one good? five stars with low expense ratio. http://quicktake.morningstar.com/Fund/Snapshot.asp?Country=USA&Symbol=FLVCX

their representative has suggested this one. what is your opinion?

http://quicktake.morningstar.com/Fund/Snapshot.asp?Country=USA&Symbol=FCNTX

Many thanks!!!

Those two are good in my opinion. I think they are good combination in terms of diversification. Both have energy sector. One company in the Top 5 holdings is the one of our company's counterparties.

等级贵宾大校

威望125

贴子23515

魅力28961

注册时间2005-08-20

heavysnow

只看他

2006-08-06 23:27:00

以下是引用acclaim在2006-8-6 23:13:00的发言：

Allianz is not an option for me.

what about lincoln financial group or american funds?

Sorry for so many questions!

Wish i could give you quick answer for those two. However, you may take a look of this one:

Managers Special Equity Inv CL (MGSEX)

What it is
A domestic equity mutual fund.

Goal
Seeks to provide long-term capital appreciation.

What it invests in
Primarily invests at least 80% of its assets in equity securities, i.e., common and preferred stocks. Although the Fund is permitted to purchase securities of both small- and medium-capitalization companies, the Fund has historically invested substantially all of its assets in the securities of small-capitalization companies, that is, companies with capitalizations that at the time of purchase are less than $2.5 billion. The Fund's benchmark is the Russell 2000^® Index. Share price and return will vary.

Who might want to invest in it

•	Someone who wants to focus on small- to medium-capitalization stocks in search of above-average returns.
•	Someone who wants to invest in the stock market over the long term and who is comfortable with the ups and downs of the stock market.

Quarter-End Average Annual Total Returns2 (%) as of 06/30/2006



1 Year 11.55
3 Year 16.66
5 Year 5.07
10 Year 9.81
Life 13.65

[此贴子已经被作者于2006-8-6 23:30:56编辑过]