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Huaren
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魅力127
注册时间2006-08-08

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Bank comparison

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13

2006-08-09 17:39:00

For these years I have opened some accounts at some of the banks.

Following are some of my experiences, hope it helps, (for my  魅力)

Citibank: 

              Bad    : Long wait to talk to the customer service.

              Good: Online banking is good, right now the new esaving is really good, fast, easy to open if you already have an account with citibank.

Chase :   Customer service: bad,  I've tried 1800 number for a few days in a row, and customer service is either down or closed.

             

Bank of America: 

customer service: OK, you need to have pay for mantenance fee if you have low balance checking account.

Good: you could withraw money from china construction bank without paying any fees.  and the exchange rate is good too.                  

 


[此贴子已经被作者于2006-8-9 17:40:20编辑过]

Huaren
等级贵宾大校
威望125
贴子23515
魅力28961
注册时间2005-08-20

heavysnow

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2006-08-09 20:42:00

Thanks for sharing your personal experience.  I am not sure why 1-800 number is bad for chase.  I have not encountered a single incident.

In order to grow your meili, plz continue sharing and contributing good experience and posts.

Huaren
等级版主
威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

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2006-08-09 21:03:00

我一直用的BOA的,觉得还好,学生帐户最好了,5年免费

其它帐户,要求还好吧,不是太高

总的来说,觉得还行

Huaren
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威望19
贴子15697
魅力18313
注册时间2006-02-15

lovenuts

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2006-08-10 12:36:00

lz是说,如果在boa存美金,可以在国内取rmb,不要手续费么?
Huaren
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威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

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2006-08-10 13:14:00

以下是引用lovenuts在2006-8-10 12:36:00的发言:
lz是说,如果在boa存美金,可以在国内取rmb,不要手续费么?

http://www.huaren.us/dispbbs.asp?boardid=336&replyid=169937&id=193610&page=1&skin=0&Star=1

具体可以看一下这个帖子

Huaren
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lovenuts

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2006-08-10 13:37:00

以下是引用icyscorpio在2006-8-10 13:14:00的发言:
以下是引用lovenuts在2006-8-10 12:36:00的发言:
lz是说,如果在boa存美金,可以在国内取rmb,不要手续费么?

http://www.huaren.us/dispbbs.asp?boardid=336&replyid=169937&id=193610&page=1&skin=0&Star=1

具体可以看一下这个帖子

谢谢班班!不知道有没有人试过呢?在国内建行用BOA的ATM卡可以不收手续费吗?
Huaren
等级贵宾大校
威望125
贴子23515
魅力28961
注册时间2005-08-20

heavysnow

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2006-08-10 13:47:00

以下是引用lovenuts在2006-8-10 13:37:00的发言:
以下是引用icyscorpio在2006-8-10 13:14:00的发言:
以下是引用lovenuts在2006-8-10 12:36:00的发言:
lz是说,如果在boa存美金,可以在国内取rmb,不要手续费么?

http://www.huaren.us/dispbbs.asp?boardid=336&replyid=169937&id=193610&page=1&skin=0&Star=1

具体可以看一下这个帖子

谢谢班班!不知道有没有人试过呢?在国内建行用BOA的ATM卡可以不收手续费吗?

According to the original post, it says there will be no charge for such transaction.

Huaren
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2006-08-10 14:59:00

I've tried myself, it did not have any fees..
Huaren
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注册时间2005-03-15

xyin

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2006-08-11 20:53:00

一点点补充阿

boa: 这次搬家老革命遇到新问题。 boa 不是全国联的, 我取钱发生问题, 存钱吃了我的check, 2 weeks later money got posted in account, 办 cashier's check, same money deducted from our account twice. for weeks, we have to either call boa or go to the local bank to get the cash... sigh...

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Huaren
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威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

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2006-08-12 04:45:00

以下是引用xyin在2006-8-11 20:53:00的发言:

一点点补充阿

boa: 这次搬家老革命遇到新问题。 boa 不是全国联的, 我取钱发生问题, 存钱吃了我的check, 2 weeks later money got posted in account, 办 cashier's check, same money deducted from our account twice. for weeks, we have to either call boa or go to the local bank to get the cash... sigh...

MM一提醒,我想起来了

我有2个BOA的账户,一个是学生的,一个是普通的

有几次犯懒去柜台直接存支票,明明告诉他们存到我的学生账户里,因为没有手续费,结果他们还是给我存到普通账户里,然后算我超过免费使用次数,收我手续费

如果不是名下只有学生账户的话,还是尽量用ATM存支票,或者限定在免费次数里,以免被额外收费

初始化编辑器...

到底了