1976
有在中国投高利贷的没有?
1412
17
2006-08-13 22:56:00
有天听朋友说的, 中国有很多地下高利贷, 一般年回报都是15-20%的. 据说还比较的可靠.
主要是银行现在贷款很紧(政府不想经济过热), 所以很多就只好找私人贷款. 就产生了一些"钱庄"的说.
有谁知道更多的?
Whats the amount we are talking about here? Million of RMB?
放高利贷的貌似不受法律保护吧
Everybody has this own risk/return trade-off, it goes beyond my risk tolerance.
Not millions, I hear it usually starts with 10K RMB.
of course, this is not protected by law. otherwise, who will need banks.
哇噻! 一般年回报都是15-20%的, 再加上RMB升值因素，太诱人了。
Everybody has this own risk/return trade-off, it goes beyond my risk tolerance.
Yea, it is kind of risk.
还有个税收的问题. 在中国要少的多了, 很多都是现金交易的, 有人还......
[此贴子已经被作者于2006-8-13 23:54:20编辑过]
Not millions, I hear it usually starts with 10K RMB.
of course, this is not protected by law. otherwise, who will need banks.
Then it is really a risky combined with high return biz. Since there is no legal binding document between each parties, when things go wrong.....我貌似也一下子想到港片里那些高利贷scene
Actually this is one of the hot business (legally in US and some europe countries, not sure for other countries ). I read a article a few months ago (don't remember from BusinessWeeks or yahoo finance). p-2-p loan is very profitable and lucrative business. there are established online services (i think they might be the next big thing, like ebay). those services minimize the risk and maximize the profit.
I found the article
到底了
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