I am not sure, but I think normally "check card" = "debit card" = "ATM card". They all directly deduct money from your account (usually a checking account) at the time when you use the card.

If the card has a "Visa" or "Master" logo on it, then it can be used at any place where "Visa" and "Master" are accepted.

I am not sure what BOA has to do with 建行. However, I think you can not withdraw US$ directly in ATMs in China. (否则建行的ATM中要准备多少种钞票呀?)

我看了一下我的,在PLATINUM CHECK CARD底下写着DEBIT的

我没有在国内试过,可能是按照现汇汇率换成RMB吧

这个我知道，呵呵，刚从国内回来，走之前也是特意办了BOA

这个check card就是普通的debit card，不过我记得好像有一种说法是特指visa的debit card，不过无所谓啦

取钱的话就是直接取RMB，你把卡插进取也只能看到根据汇率转换后的等值RMB余额，但是你卡上的checking和saving两个帐户还分开算的

哦，你是带回去用的啊，有没有人把卡寄回去给家人的？用fedex寄行不？应该很安全吧

哦，我一直以为拿信用卡在国内消费不需要手续费呢