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Huaren
等级三等兵
威望--
贴子192
魅力617
注册时间2006-09-10

sherryAG

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如果以后打算回国的话,401K投的钱会怎么办呢?

3571

6

2006-12-12 01:18:00

刚刚开始工作,还不太懂401k. 公司的401k不知道要不要投钱,因为几年以后不确定会不会一定留在这里. 不过又觉得这是很好的投资机会? 如果以后回国的话,投在401k上的钱会怎么处理呢?不知道tax会怎么扣?

Thanks~~~~~~

Huaren
等级大校
威望14
贴子11611
魅力12973
注册时间2005-12-07

冬日阳光灿烂

只看他

2006-12-12 01:49:00

if you want to take them all out by then, you gonna pay tax for all gain plus 10% penalty. i.e., (tax rate+10%)*gain as I know.
Huaren
等级三等兵
威望--
贴子192
魅力617
注册时间2006-09-10

sherryAG

只看楼主

2006-12-12 02:30:00

那如果这样的话,是不是不合算的说? 那是只能确定了想留在这里才买401k的?

Huaren
等级下士
威望--
贴子794
魅力2384
注册时间2005-08-01

yet

只看他

2006-12-12 02:32:00

but after you retire in China, you could still get the full amount without penalty.

I suggest you talk to your company HR people to ask about this directly.

Huaren
等级版主
威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

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2006-12-12 14:05:00

Huaren
等级上尉
威望3
贴子2528
魅力3809
注册时间2004-11-20

justice

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2006-12-12 19:09:00

If the company does not match it, is there any reason to have an 401k account?
Huaren
等级三等兵
威望--
贴子192
魅力617
注册时间2006-09-10

sherryAG

只看楼主

2006-12-15 01:44:00

Thanks a million! Very helpful!I've decided to have an 401k account.The company matches
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