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Huaren
等级少尉
威望2
贴子1771
魅力2827
注册时间2006-10-18

YourGirl

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[讨论] 银行户头的大问题

760

8

2007-01-13 23:16:00

相信大家在银行都有开户, 想请问一下,

比如说 A 的银行户口 B 是受益人, A 不幸过世了.

B 需要什么文件和手续可以去银行领A的存款???

现在很多人开户但是都没有放I/T/F 或BENEFICIARY,

为了保护自己和家人的利益, 我觉得这方面的常识还是需要适当的了解一下

Huaren
等级少尉
威望2
贴子1771
魅力2827
注册时间2006-10-18

YourGirl

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2007-01-13 23:21:00

大概了解了一下, NEW YORK 好象是受益人只要提供以下,银行就可以给钱

1. 合法证件

2. 死亡证明书

3. LETTER FROM ADMINISTRATION ??? (什么来的?)

但第3有疑问, 有银行说要, 有银行又说不需要. 有哪位知道DETAIL呢?

Huaren
等级贵宾大校
威望125
贴子23515
魅力28961
注册时间2005-08-20

heavysnow

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2007-01-13 23:26:00

还真不知道这方面的事,不过确实是个好话题
Huaren
等级贵宾大校
威望125
贴子23515
魅力28961
注册时间2005-08-20

heavysnow

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2007-01-13 23:34:00

Money held in joint accounts

The deceased person may have held money with another person in a joint bank or building society account. Normally this means that the surviving joint owner automatically owns the money. The money does not form part of the deceased person's estate and therefore does not need to be dealt with by the executor or administrator.

Huaren
等级少尉
威望2
贴子1771
魅力2827
注册时间2006-10-18

YourGirl

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2007-01-13 23:54:00

以下是引用heavysnow在2007-1-13 23:34:00的发言:

Money held in joint accounts

The deceased person may have held money with another person in a joint bank or building society account. Normally this means that the surviving joint owner automatically owns the money. The money does not form part of the deceased person's estate and therefore does not need to be dealt with by the executor or administrator.

what about individual account?

Huaren
等级贵宾大校
威望125
贴子23515
魅力28961
注册时间2005-08-20

heavysnow

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2007-01-14 13:40:00

I guess the spouse will be the 1st beneficiary.  If not married, then family members?
Huaren
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威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

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2007-01-14 13:54:00

合法证件指的是A的还是B的,有点疑问?

还是指可以证明A和B关系的文件?


[此贴子已经被作者于2007-1-14 13:56:30编辑过]

Huaren
等级少尉
威望2
贴子1771
魅力2827
注册时间2006-10-18

YourGirl

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2007-01-15 00:09:00

以下是引用icyscorpio在2007-1-14 13:54:00的发言:

合法证件指的是A的还是B的,有点疑问?

还是指可以证明A和B关系的文件?


B 的也就是受益人的证件

Huaren
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威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

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2007-01-15 00:28:00

以下是引用YourGirl在2007-1-15 0:09:00的发言:

B 的也就是受益人的证件

谢谢MM,这个问题我还真没想过呢,看来联名帐户比较好了

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