yikecate
[求助]请问如果花到信用卡limit的60%以上是不是会反扣credits?
2496
24
2007-01-20 01:52:00
刚拿到信用卡就出去旅游了，回来发现已经超过了limit的60%(我的limit=800，已经花了750乐）。。。听说一般不要花到60%limit以上，不然的话信用不会增加反而会被扣，是真的么？5555么想到刚拿到第一个月就。。。
谢谢回答
那么人家给你limit干吗？我的理解就是limit给多少就能花多少。
一般是30％－50％
不过我觉得不会倒扣分吧，又没有超支
不会倒扣,要不给limit干吗
如果临时不够用,可以要求临时上挑
当然给不给就是看你的信用了
Do not worry.
1) usually, try to keep the balance below 35% of the credit limit.
2) if you are over 35%, it is not that bad either, do not worry.
3) it is a new card, it will increase limit later, so after a year or two, that does not matter much.
I nearly spent more than my credit limit during holiday season. One transaction was rejected since the holded credit had already over my limit. I called the credit card company for more credit limit and got refused. I used another credit card instead.
Later on, they increased my credit limit without telling me.
[此贴子已经被作者于2007-1-21 15:10:11编辑过]
反正只要不超过就行了。
到底了
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