不知道你对529 plan 的了解到什么程度, 也不知道你看的文章具体提到什么...

几点提醒：

１．除了没有federal tax deductible 以外，
只用你的529是在属于你所在州的plan才有state tax
deductible… 如果你的529 plan 是其它州的, 你不能deduct any contribution…
2. 请在购买前搞清楚你的objective, 有些plans的回报非常差, just a joke.如果单纯为那state deductible来购买529, 得不偿失. 到不如买其他好的529plan, compound interest 很重要.
3. The assets in the 529 plan are to pay for Qualified
Higher Education Expenses at any eligible educational institution in the
country.

An ELIGIBLE EDUCATIONAL INSTITUTION is one that is eligible
to participate in a student financial aid program under the Higher Education
Act of 1965. You may obtain the list from the Department of Education’s website:
http://www.fafsa.ed.gov/

Disclaimer ---

Any specific questions should be directed to your tax professional.

以上意见纯属个人观点, 贪玩而已. 话一出口, 概不负责.

如果你对我的回答有质疑, 请到下列网站找正确答案---

税 --->IRS , 一切以publication为准,

投资常识 ---> SEC , NASD,

投资数据 --> Morningstar,

保险 ---> 各州insurance department,

Financial planning ---> CFP

 
我不推荐投资公司的出版物. 此外, 每家公司有不同的compliance标准, 过往的经验不代表现在的经历. 在patriot act实行以后, 有些表格和条款是必须的…

Here is another article talks about 529:

http://finance.yahoo.com/college-education/article/102524/The_Best_and_Worst_529_College_Savings_Plans