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Huaren
等级二等兵
威望--
贴子231
魅力650
注册时间2007-03-24

xiaoman94

只看楼主

Help: 被BOA charge了returned check fee

1313

2

2007-06-09 12:38:00

我用BOA的billpay从另一个银行帐户(EmigrantDirect)来付BOA Mastercard的balance.
我EmigrantDirect以为是MMA,谁知道是Savings,结果被charge了returned check fee$
39.有可能被credit回来吗?刚打了电话给Customer Service,被告知是standard fee,不
能waive,怎么办?请各位有经验的朋友提些建议.我真的是无心的.第一次犯这种错误,以
前payment都很准时,从来没犯过错,这次payment也不会late,有没有可能argue回来?谢
谢啊!

另外再问一句,会影响credit history/score吗?
Huaren
等级二等兵
威望--
贴子231
魅力650
注册时间2007-03-24

xiaoman94

只看楼主

2007-06-09 15:06:00

有没有哪个好心人帮忙出出主意? 谢谢啦.
Huaren
等级贵宾大校
威望125
贴子23515
魅力28961
注册时间2005-08-20

heavysnow

只看他

2007-06-09 15:18:00

不知道BOA的,但是我以前有过一样的FEE,没有要回来。

it is our resoposibilities to check the balance and make sure there is enough money left on the accout before any payments were made.  most banks have 'overdraft protection' program though.

you may keep calling and maybe different customer rep is nice enuf to waive it.

good luck!

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