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Huaren
等级大校
威望8
贴子6475
魅力6883
注册时间2005-12-06

Arabidopsis

只看楼主

[求助]信用卡忘记还钱了怎么办?

1398

5

2007-07-18 18:04:00

昨天使due date,因为上周一直不在,所以把这个事情给忘记了,刚刚才想起来还了,不过要明天才能post,我有什么可以做的吗?能不能挽回信用记录和late fee?
Huaren
等级少尉
威望2
贴子1719
魅力3257
注册时间2007-01-30

chinhoi

只看他

2007-07-18 18:07:00

call the CSR

if it's your first time in this year, usually they will waive the late fee for you

Huaren
等级少尉
威望2
贴子1719
魅力3257
注册时间2007-01-30

chinhoi

只看他

2007-07-18 18:09:00

and if the first csr you called did not waive, call again and try another csr

don't believe the excuses they use: they need to ask manager, your credit score is not high enough, blah blah

all of them can do it, some of them are just not willing to

Huaren
等级大校
威望17
贴子13680
魅力14158
注册时间2007-07-18

whitenoise

只看他

2007-07-18 20:14:00

钱一般可以要回不过信用记录会受损。关系不大啦。
Huaren
等级版主
威望132
贴子30141
魅力39187
注册时间2005-11-09

icyscorpio

只看他

2007-07-18 20:35:00

赶快给CSR打电话吧,有的银行貌似是一定时间内连续2次才会上报的,祝MM好运!
Huaren
等级大校
威望8
贴子6475
魅力6883
注册时间2005-12-06

Arabidopsis

只看楼主

2007-07-19 11:17:00

打了电话,csr态度很好,说是延长5天due date, 这样post也来得及了,希望这样就没有late fee了

谢谢各位大大

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