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sesamee
term life
914
5
2007-08-20 15:42:00
请教学生期间有必要买10年，15年或20年的term life吗？工作了，公司的福利应该包括这个，先买有必要吗，有什么好处，rate是不是会更低，有经验的指教
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有家有口的就买。贵族就没太大必要了。当然也可以收益人写老爸老妈
company won't cover enough anyways.
if you have dependent, buy it. otherwise, you don't have to.
以下是引用lilkiki777在2007-8-21 13:20:00的发言：
Agree. Beside, the rate for company coverage increase very rapid when you get old. Another trick is you can usually get lower rate if you have green card.company won't cover enough anyways.
if you have dependent, buy it. otherwise, you don't have to.
you don't get a lower rate if you have green card.
rate is based on your health and your life style.
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