NOTICE OF CHANGE IN TERMS  
  
Effective June 5, 2008, our fees will be changing as follows:  
ATM/Debit Card Foreign Transaction Fee  
- ATM Transactions  1% of total
- Other Transactions  3% of total
Overdraft Transfer Service (if enrolled)  $12
- Free when protecting Platinum Checking or with a balance of at least $10,000  
Plus Package Monthly Fee  $6
Return Deposited Item Fee  $12
Safe Deposit (or Self Access) Box Drilling Fee  $175
Statement Savings Monthly Service Charge  $5
- Free if you are 18 years or younger (on request) or with a daily balance of $300   （这句话是啥意思啊?是不是说如果balance少于300每月交5块钱啊？）
Overdraft and Non-Sufficient Funds (NSF) Fees  
- We won't charge more than 7 Overdraft or NSF charges (combined) in a day.  
- Waived/refunded fees do not count towards daily limit.