自己买IRA,有两种，一种是tradional  IRA,  一种是ROTH IRA,各有好处，你可以到网上查一下

buy a ROTH  IRA,
this is more like
a typical answer..

considering the money
US owe, who knows
how much tax rate
it s gonna be in the
future... better have
your asset protected....
tax free....

if you are in houston,
i can help you in person.
 

 if you can tolerate more aggressive
strategy,
consider mutual fund.
i can run the history performance
of different fund and compare
side by side.

买roth IRA